The FinTech Hub
Source: Live Mint As India’s household debt continues to grow, many consumers are faced with a pressing financial question: whether to pay off debt or invest their extra cash? This dilemma is particularly pertinent in today’s economic backdrop, where issues such as: interest rates, repayment terms and potential investment returns play extremely important roles. That…
Source: Live Mint In India, where good financial management is highly valued, still currently we have limited reach of financial literacy in the country. Investors lack basic understanding of asset classes and investment tools. Due to this it is often seen that: individuals enter unsustainable debt obligations. That is why it is important to be…
Source: Live Mint Investment word of the day: It is important to assess a company’s financial health, ability to take risks, and growth potential before making investment decisions. One way to check a company’s financial health is to check its debt-to-equity ratio. What is debt-to-equity ratio? The debt-to-equity ratio (D/E ratio) is a financial metric…
Source: Live Mint Past performance Over the past one-year period, amid weakness in stock markets, multi-asset funds as a category have delivered average returns of 9.2%. Within the category, certain multi-asset funds have delivered higher returns. The stock market benchmark Nifty 50 has fetched a little over 2.6% in the same period. On a five-year…
Source: Live Mint Credit cards can be a convenient way of acquiring money, with the possibility of paying for things in a while. This instrument of payment comes in handy when one is short of cash. But if used in a careless manner, they can lead you to debt and financial ruin. Here are five…
Source: Live Mint Do you have a number of financial obligations aka personal loans and planning to redeem them by raising a fresh one? This is not a bad idea, nor is this unprecedented but whether you should opt for it or not – let us dig deeper and find an answer. These are some of…
Source: Live Mint Although the facility of using a credit card to make purchases can be very convenient, the cost of an expenditure of a large amount may often be unbearable to bear. The EMI option lets you split big payments into smaller payable sums that are payable over a fixed period of time. This…
Source: Live Mint Hybrid mutual funds are funds that invest in multiple asset classes. Their investments constitute a collection of equity, debt, gold and even real estate. This kind of planned diversification while investing helps in managing risk and returns. Hence, ensuring both growth potential and stability making the case for them as solid investment…
Source: Live Mint The movie has more flash, more swagger than the dark Malayalam version where Prithviraj looks like he’s truly haunted by his loss of memory, and events there seem to be a tad more honest. Like all Haider and Udta Punjab fans, one expected Shahid Kapoor to add a little more ‘acting’ than…
Source: Live Mint In recent years, Buy Now, Pay Later (BNPL) services have gained immense popularity among consumers, offering a convenient way to make purchases and pay for them in the set duration. However, as with any financial product, it’s crucial to understand how BNPL can impact your credit score. In this article, we’ll explore…
