The FinTech Hub
Source: Live Mint With the advent of digitisation, getting a personal loan is at your fingertips. Many banks, NBFCs, and fintechs have made the personal loan process from application to disbursement completely online. The pre-approved offers have further simplified getting a personal loan in less time. However, before availing that pre-approved personal loan offer or…
Source: Live Mint A good credit score increases your chances of getting a loan or credit card approved, provided you fulfil the other eligibility criteria. However, the higher the credit score, the higher the negotiating power you have to get better terms from the bank. These include a higher loan amount, a lower interest rate,…
Source: Live Mint Your credit score is a report card of your credit history and creditworthiness. Banks and NBFCs consider 750 and above a good credit score for approving credit card and personal loan applications. However, a good credit score is just one of the factors considered for approving credit applications. Inspite of having a…
Source: Live Mint Your credit score is an important indicator of your creditworthiness, ability to repay loans, and overall financial health. Your credit score can help you get loans like a home loan to buy your dream house, a car loan to buy the car you always eyed or a personal loan to enjoy a…
Source: Live Mint Credit cards, depending on how you use them, can be a boon or bane. If you use them judiciously and pay the entire monthly bill before or on time, they can give you many benefits. Some of these include a free credit period of up to 50 days, instant discounts, reward points,…
