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Source: Live Mint For years, long-term debt funds enjoyed a cosy place in the portfolios of conservative Indian investors. Thanks to tax arbitrage benefits, especially for those in higher tax brackets, they were an attractive alternative to traditional fixed deposits (FDs). Until April 1, 2023, debt funds had a clear tax advantage: long-term capital gains…
Source: Live Mint Mint spoke with debt fund managers about their outlook following RBI’s first rate cut in nearly five years and the fiscal policy measures announced in the Union Budget. Read this | Mint Explainer | RBI’s rate cut and how it will benefit retail borrowers Will yields fall? Fund managers suggest that G-Sec…
Source: Live Mint If you have short-term financial goals and aspire to invest in a low risk mutual fund, then there are specific categories of the same designed to ensure capital conservation and liquidity during tough times. These funds generally invest in low risk instruments for example: treasury bills, money market securities among other similar…
Source: Live Mint The Reserve Bank of India’s (RBI) decision to reduce the cash reserve ratio (CRR) in its bi-monthly monetary policy marks an important first step in its policy easing cycle. While narrowly seen as a liquidity measure, injecting close to ₹1.16 trillion in primary liquidity, the CRR cut carries broader implications. Unlike open…
Source: Live Mint The Reserve Bank of India’s (RBI) on December 6 kept the benchmark repo rate unchanged at 6.5% for the eleventh straight meeting, and maintained the monetary policy stance ‘Neutral’. The six-member Monetary Policy Committee (MPC) led by RBI Governor Shaktikanta Das decided to remain unambiguously focused on a durable alignment of inflation…
Source: Live Mint With overheated markets, the challenge of balancing risk and returns has become more pronounced. For those seeking stability and inflation-beating growth, multi-asset allocation funds (MAAFs) may be a viable alternative to debt mutual funds or fixed deposits (FDs). MAAFs are structured to invest in a mix of asset classes—commonly equities, debt, and…
Source: Live Mint If you are looking forward to a wedding, it is vital to first arrange the funds for it. There are a number of ways to do it. At the outset, you should dip into your savings and investments to meet the wedding expenses. And if this money falls short, you can always…
Source: Business Standard Illustration: Binay Sinha 5 min read Last Updated : Oct 16 2024 | 9:53 AM IST After seeing two months of consecutive inflows, debt-oriented mutual funds experienced large outflows in September losing Rs 1,13,833.95 crore, compared to inflows of Rs 45,169.36 crore in August, showed AMFI data. The outflows in…
Source: Live Mint A systematic withdrawal plan (SWP) from a mutual fund can deliver regular income with tax efficiency. An SWP is the mirror image of a systematic investment plan (through which investments are made regularly). With an SWP, one can withdraw a fixed amount every year from a mutual fund. An SWP can be…
Source: Business Standard 3 min read Last Updated : Sep 12 2024 | 10:33 AM IST The mutual fund industry saw a 43 per cent dip in net inflows for the month of August, to Rs 1.08 lakh crore against Rs 1.89 lakh crore in July, 2024. This decline was driven primarily by a…
