debt

Balance transfer or loan refinancing? A guide to choosing the best debt management option | Mint

TheSpuzz Desk13 hours ago03 mins

Source: Live Mint Balance transfers together with loan refinancing help people address the challenges associated with debt management. These debt reduction solutions have separate functions for your finances although they fulfil different goals depending on your financial needs. Knowledge about credit points stands essential for making wise financial decisions that respect your monetary targets. What…

Worried about your financial health? 5 steps to build an emergency fund in 12 months | Mint

TheSpuzz Desk2 days ago07 mins

Source: Live Mint Several surveys over the years have consistently shown that a significant portion of Indians don’t have an emergency fund. This lack of financial knowledge and contingency funds has resulted in most remaining vulnerable to financial difficulties such as medical emergencies, sudden layoffs and unexpected expenses. One such survey, conducted recently by Finology…

Marriage and credit scores: How tying the knot could change your financial future | Mint

TheSpuzz Desk1 week ago05 mins

Source: Live Mint Life’s most consequential change of status brings extensive social transformations and emotional impacts which also affect your financial situation. Joint financial decisions made with your spouse will impact both your creditworthiness regardless of how marital union does not immediately merge credit scores. Knowledge about how marriage impacts your credit can assist you…

8 smart tips to keep your personal loan from becoming a debt burden | Mint

TheSpuzz Desk1 week ago04 mins

Source: Live Mint If you stare at a financial crisis and need funds urgently – you will invariably have a temptation to raise a loan. Now with a range of fintech platforms offering loans aplenty, it is highly unlikely not to opt for a personal loan. Most unsecured loans charge a higher rate of interest, thus…

Pay off debt or invest? Here’s how to decide what’s best for your money | Mint

TheSpuzz Desk2 weeks ago08 mins

Source: Live Mint As India’s household debt continues to grow, many consumers are faced with a pressing financial question: whether to pay off debt or invest their extra cash? This dilemma is particularly pertinent in today’s economic backdrop, where issues such as: interest rates, repayment terms and potential investment returns play extremely important roles. That…

5 daily habits hindering your financial growth and piling up debt | Mint

TheSpuzz Desk3 weeks ago07 mins

Source: Live Mint In India, where good financial management is highly valued, still currently we have limited reach of financial literacy in the country. Investors lack basic understanding of asset classes and investment tools. Due to this it is often seen that: individuals enter unsustainable debt obligations. That is why it is important to be…

Investment word of the day: Debt-to-equity ratio — what is a good D/E ratio and why does it matter? | Stock Market News

TheSpuzz Desk3 weeks ago04 mins

Source: Live Mint Investment word of the day: It is important to assess a company’s financial health, ability to take risks, and growth potential before making investment decisions. One way to check a company’s financial health is to check its debt-to-equity ratio. What is debt-to-equity ratio? The debt-to-equity ratio (D/E ratio) is a financial metric…

Can multi-asset funds balance risk and returns?

TheSpuzz Desk1 month ago1 month ago013 mins

Source: Live Mint Past performance Over the past one-year period, amid weakness in stock markets, multi-asset funds as a category have delivered average returns of 9.2%. Within the category, certain multi-asset funds have delivered higher returns. The stock market benchmark Nifty 50 has fetched a little over 2.6% in the same period. On a five-year…

5 tips for mastering your credit card and avoiding debt traps | Mint

TheSpuzz Desk1 month ago04 mins

Source: Live Mint Credit cards can be a convenient way of acquiring money, with the possibility of paying for things in a while. This instrument of payment comes in handy when one is short of cash. But if used in a careless manner, they can lead you to debt and financial ruin. Here are five…

Personal Loan: Is it wise to borrow to repay current debts? Key things to keep in mind | Mint

TheSpuzz Desk1 month ago04 mins

Source: Live Mint Do you have a number of financial obligations aka personal loans and planning to redeem them by raising a fresh one? This is not a bad idea, nor is this unprecedented but whether you should opt for it or not – let us dig deeper and find an answer. These are some of…

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Balance transfer or loan refinancing? A guide to choosing the best debt management option | Mint

Worried about your financial health? 5 steps to build an emergency fund in 12 months | Mint

Marriage and credit scores: How tying the knot could change your financial future | Mint

8 smart tips to keep your personal loan from becoming a debt burden | Mint

Pay off debt or invest? Here’s how to decide what’s best for your money | Mint

5 daily habits hindering your financial growth and piling up debt | Mint

Investment word of the day: Debt-to-equity ratio — what is a good D/E ratio and why does it matter? | Stock Market News

Can multi-asset funds balance risk and returns?

5 tips for mastering your credit card and avoiding debt traps | Mint

Personal Loan: Is it wise to borrow to repay current debts? Key things to keep in mind | Mint