The FinTech Hub
Source: Live Mint His allocation to global equities has doubled over the last five years—to 40% from 20%, Mukherjea shared in an interaction with Mint for the Guru Portfolio series. He also explained why he fears that, without careful financial planning, Indian middle-class households may get caught up in a debt trap. In this series,…
Source: Live Mint Depending on whether the goals are short, medium or long term, investments can be made in equity, debt or hybrid – a combination of equity and debt – funds. Risk of over-diversification Diversification is important, but doing so just for the sake of diversifying doesn’t work and can backfire. That’s because after…
Source: Live Mint In India sustaining a high credit score is extremely important for applying for loans, credit cards and other credit instruments. A high credit score ensures that you are able to secure a loan at favorable interest rates and keep your financial security intact. Now, debt such as personal loans and credit cards…
Source: Live Mint But history shows that markets move in cycles—shaped by economic indicators, interest rate shifts, geopolitical developments, and corporate performance. Every correction has ultimately been followed by recovery and growth. For seasoned investors, the key lies in patience, discipline, and a well-structured portfolio that can dynamically adapt to changing market conditions. Staying invested…
Source: Live Mint Credit card users often face serious questions and financial penalties due to missed payment deadlines. That is why it is important for all credit card users to be careful about due dates, pending payments so that they are in the best position to avoid late fees, penalties and associated interest charges. Now…
Source: Live Mint With a range of personal loan apps giving instant loan options all around us – is this alright to use one of these apps to arrange the money or is a prelude to an avoidable debt trap? We dig deeper to find out. First we hightlight the positive side of these loan…
Source: Live Mint Balance transfers together with loan refinancing help people address the challenges associated with debt management. These debt reduction solutions have separate functions for your finances although they fulfil different goals depending on your financial needs. Knowledge about credit points stands essential for making wise financial decisions that respect your monetary targets. What…
Source: Live Mint Several surveys over the years have consistently shown that a significant portion of Indians don’t have an emergency fund. This lack of financial knowledge and contingency funds has resulted in most remaining vulnerable to financial difficulties such as medical emergencies, sudden layoffs and unexpected expenses. One such survey, conducted recently by Finology…
Source: Live Mint Life’s most consequential change of status brings extensive social transformations and emotional impacts which also affect your financial situation. Joint financial decisions made with your spouse will impact both your creditworthiness regardless of how marital union does not immediately merge credit scores. Knowledge about how marriage impacts your credit can assist you…
Source: Live Mint If you stare at a financial crisis and need funds urgently – you will invariably have a temptation to raise a loan. Now with a range of fintech platforms offering loans aplenty, it is highly unlikely not to opt for a personal loan. Most unsecured loans charge a higher rate of interest, thus…
