credit utilisation

Should you close your credit card if you are not using it? | Mint

TheSpuzz Desk3 months ago03 mins

Source: Live Mint Have you just stopped using a credit card? If yes, should you close the card altogether? Well, this is not as simple as it sounds. Closing a credit card that you are not currently using is a decision that calls for consideration of several benefits and drawbacks. But before you take a…

Credit cards: Interest-free period, perils of paying minimum due — 6 key things to know before getting your first one | Mint

TheSpuzz Desk6 months ago04 mins

Source: Live Mint Possessing a credit card is not only uncommon but somewhat close to financial necessity in current times. However, before you procure a credit card, be mindful of a number of thumb rules; for instance, the unpaid dues accrue a very high rate of interest — sometimes as high as 3-4 per cent…

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credit utilisation

Should you close your credit card if you are not using it? | Mint

Credit cards: Interest-free period, perils of paying minimum due — 6 key things to know before getting your first one | Mint