The FinTech Hub
Source: Live Mint If you have decided to apply for a personal loan, then your credit score will play an important role in determining your eligibility for the loan as well as the interest rate which you will get. Personal loans generally charge higher interest rates as compared to other loans offered in the market…
Source: Live Mint Are you planning something significant in your life, such as a wedding, remodelling your home, or that long-awaited bucket list vacation? At times like these, a personal loan can be a convenient source of finance. However, before applying, however, you’ll need to provide the following documents to the lender: In this article,…
Source: Live Mint In the recent past, most banks have either reduced the benefits of their credit card reward program or allowed some benefits on spending a specified amount. For example, for airport lounge access, some banks have either reduced the complimentary visits and/or made the access spend-based. The National Payments Corporation of India (NPCI)…
Source: Live Mint Life often presents us with unforeseen expenses includeasily available to people. These loans can be used for different purposes,ing medical bills, home repairs, or the chance to go on that long-desired vacation. In these circumstances, personal loans can be a practical choice. They provide a fast and adaptable solution for different financial…
Source: Live Mint Medical emergencies can strike without a warning, forcing people and families into unexpected bills. From hospitalization expenses to prescriptions and surgical treatments, there’s a possibility that these costs could overshadow one’s savings and any health insurance that the person may have. In such a scenario, personal loans offer much-needed financial support so…
Source: Live Mint Your credit score determines a lot, from low interest on loans to premium credit cards. But with any credit rating, there comes the cost of maintaining it. Keeping a good credit score is indispensable in achieving your financial goals. Learn how to achieve an excellent credit rating using this guide and seven…
Source: Live Mint Credit score is an important financial metric that represents your credit worthiness. It affects credit facility accreditations, credit card availability, and even flat rentals. It uses various elements, including repayment history, credit utilisation, credit history duration, the type of credit and the number of inquiries made recently. The factors that define the…
Source: Live Mint Being one of the most important yet ignored segments of banking costs, interest rates are directly proportional to the personal loans you are willing to pay towards the borrowed money. Knowledge of those rates, factors affecting them, and how best to achieve maximum will greatly assist in financial planning. In this article,…
Source: Live Mint A frequent credit card user must know that a good credit score is a key factor in determining your creditworthiness. Therefore, keeping track of it is essential to maintain a good score. A credit score is a three-digit number that expresses how well you’ve managed credit over time. It is an important…
Source: Live Mint If you hold two or three credit cards then you will invariably have multiple credit card cycles to keep track of. Additionally, there could be a number of other payment deadlines such as a mobile bill, an internet bill and so on. Phew! Too much to remember, isn’t it? Amid tracking all…
