The FinTech Hub
Source: Live Mint Personal loans are a popular choice for people looking for quick cash to cover their expenses temporarily. Personal loans have become more accessible than ever as digital lending has risen. However, it has also created an opportunity for fraudsters to prey upon people in need of money in a hurry. The number…
Source: Live Mint Credit cards are a convenient way to make smart transactions while earning cashbacks and rewards on your favourite brands. The cards come with exclusive offers on shopping, hotel booking, entertainment and on your daily payments. Your credit score is important when you apply for a credit card as it is what is…
Source: Live Mint Instant personal loans have become a popular choice for people as these loans offer quick disbursement and require minimal documentation for application processing. However, these loans come with its own pros and cons which you must evaluate before you decide on applying for such loans. In conclusion, instant personal loans are a…
Source: Live Mint Credit cards are no longer just a luxury but have indeed become a part of our lifestyle because of the perks it brings in. With credit cards you can unlock cashbacks, reward points and exclusive offers on your favourite brands. Hence, every time you use a credit card you can turn your…
Source: Live Mint As the new financial year sets in, a series of changes are going to take place for the credit card consumers in India, in particular the State Bank of India (SBI) and IDFC First Bank card consumers. Now, on and from April 1, 2025, important changes are going to strike reward points,…
Source: Live Mint A sudden drop in your credit score can be a shock, especially when you do not know why this has occurred. For borrowers in India, a good credit score is the key to taking personal loans and credit cards at the minimum rate of interest possible. That is why knowing about your…
Source: Live Mint An individual has to fulfil the various eligibility criteria of the bank to get a personal loan. These include a good credit score, a steady career, a stable income source, a lower debt-to-income (DTI) ratio, etc. If the borrower doesn’t fulfil any of the eligibility criteria, the bank may ask the borrower…
Source: Live Mint Credit inquiries are important to help you maintain your credit score to as high a number as possible. In India, there exist two distinct kinds of credit inquiries: Hard inquiries and Soft inquiries. Both are for different purposes and have varying implications on your credit score, personal loans interest rates and associated…
Source: Live Mint Your financial stability returns when you use appropriate methods to eliminate credit card debt that creates problems. Loan consolidation remains a smart financial approach which helps customers both accelerate their payments and decrease interest costs. The procedures needed for effective credit card debt consolidation are detailed in the guide. 1. Establish a…
Source: Live Mint Your credit score determines your ability to get loans or mortgages and obtain an apartment through rental agreements in various financial aspects. Your creditworthiness determination depends on lenders seeing how you handle money through your score. Equifax India operates as the credit bureau in India through its legal entity Equifax Credit Information…
