The FinTech Hub
Source: Live Mint A poor credit score reflects poorly on not only a person’s finances but even his character. Therefore, if you are someone who has a poor credit score you need to clear your name and ensure that you are able to improve your credit profile and make up for the earlier errors. It is…
Source: Live Mint Personal loan interest rates can significantly impact the cost of borrowing and should be carefully considered before applying. Several factors determine the interest rate you qualify for. Some of them are: credit score, earlier repayment history, credit limits, borrowing potential, old assets etc., according to a detailed report by ANI. What is…
Source: Live Mint In the fast world of today’s digital world, proper money management is the key. Paytm makes it so easy to attach your credit card, which in turn helps facilitate bill payment and online purchasing. You can effortlessly link your credit card to Paytm and enjoy hassle-free cashless transactions following this easy step-by-step…
Source: Live Mint Due to excellent rewards and benefits, as well as their domestic and international acceptability, RuPay credit cards have gained more popularity in India. Connecting your RuPay credit card to UPI helps accelerate transactions and make it more accessible, regardless of your level of credit card experience. This is a comprehensive guide on…
Source: Live Mint To finance significant expenses or unexpected expenses, short-term funds are required. For any reason-for debt consolidation and home improvement to a medical emergency, a ₹1 lakh personal loan is a great bet. All you need to know about a personal loan-from eligibility criteria to documentation requirements, interest rates, and tips to choose…
Source: Live Mint Although the facility of using a credit card to make purchases can be very convenient, the cost of an expenditure of a large amount may often be unbearable to bear. The EMI option lets you split big payments into smaller payable sums that are payable over a fixed period of time. This…
Source: Live Mint Your credit cards consist of a three digit security number which is known as a CVV (Card Verification Value). Often overlooked, the CVV plays a significant role in ensuring the security of your transactions. This number prevents unauthorized payments and also saves you from scams. Let us understand what CVV is and…
Source: Live Mint The need for funds can arise at any time for several purposes, such as medical expenses, educational costs, or any other unexpected needs. Not everybody will have enough funds to meet unforeseen expenses. In such a scenario, an instant personal loan can be a viable option. What is an instant personal loan?…
Source: Live Mint Whenever an individual applies for a credit product like a loan or a credit card, the bank evaluates whether they can approve or reject the application. Among the various eligibility criteria, an important one is to assess whether the individual will repay the credit extended. It is done by evaluating the individual’s…
Source: Live Mint When you face some financial problem or hardship, you can explore the prospect of raising a personal loan. Typically, a personal loan is taken out for a number of reasons such as a medical emergency, buying a luxury item, renovating the house and even for travel. However, one should make sure that the…
