The FinTech Hub
Source: Live Mint Credit cards are a great way to spend smartly and earn great offers on every transaction. By using a credit card, you don’t have to spend cash from your own pocket and the payment will be done by the lender which you will be required to repay on the bill due date….
Source: Live Mint The way we handle payments and money has been completely transformed by credit cards. These tiny plastic cards not only provide convenience but also open up a world of financial benefits, such as incentives, cashback, and credit history building. Let’s examine the main advantages of credit card use and how it might…
Source: Live Mint A personal loan may be a good financial tool when used judiciously. But in order to avoid interest payment, it is crucial that you repay your personal loan in an efficient manner. Let’s have a look at the strategies to enable you to reduce your total debt, and pay off your personal…
Source: Live Mint As a student, managing finances can become tough sometimes. Building a credit score can help you get lowest interest rates while applying for loans. A healthy credit score also helps you get your desired credit cards with a high spending limit and exclusive deals. As a student, credit building could look like…
Source: Live Mint Credit limits in credit cards greatly impact your money decision making. This makes one credible to some amount or ability to buy at that set purchasing power through charge made at card usage. Understanding credit cards A credit card is a type of plastic card issued by a financial organisation that specifies…
Source: Live Mint An emergency crisis can come at any point in your life. In these times, you may require urgent financial assistance. Personal loans offer you with quick cash and flexible repayment tenure based on your credit score. However, it is important to understand whether or not you should take a personal loan or…
Source: Live Mint If you are planning to take a personal loan, it is important that you keep a few aspects in mind before you start with your application process. You must also note that personal loans offer you funds at a much higher interest rate as compared to other loans available in the market….
Source: Live Mint Are you someone who is planning to start their credit journey? Credit scores play a vital role in determining your credit worthiness and your eligibility for loans and credit cards. If you are new to credit, then building a strong credit score will help you get lowest interest rates and quick approvals…
Source: Live Mint From home improvements to surprise medical costs, personal loans are great for a majority of uses. But an interest rate is a vital ingredient that plays a huge role in how much your loan will ultimately cost. Your credit score helps to determine the interest rates. Here’s a closer look at how…
Source: Live Mint Credit reports and scores are vital determinants in the contemporary financial world as they determine our prospects. Even though these two phrases are frequently substituted for each other, it is worth noting that both terms carry different meanings. Let’s explore how a credit report and score vary from each other and then…
