The FinTech Hub
Source: Live Mint Kotak Mahindra Bank offers credit cards through which you can enjoy discounts and rewards on travel, dining, entertainment and even everyday transactions. However, before you apply for a Kotak Mahindra Bank credit card, you must carefully understand the eligibility criteria as well as the documents required so that you can get the…
Source: Live Mint According to Paisabazaar’s, its free credit score service has been utilized by more than 50 million users. Since its 2017 inception this program has transformed India’s credit market by enabling 16% of the nation’s active credit score users to access their scores through Paisabazaar’s platform. Improved credit scores for millions The company…
Source: Live Mint Credit cards can be a great option if you want to avail rewards and cashbacks every time you make you an expense. However, you do not plan your transactions wisely, credit cards can be your worst financial nightmare and make you fall for a debt trap. If you have an HDFC Bank…
Source: Live Mint Axis Bank provides credit cards offering exclusive deals and rewards on travel, entertainment, dining, shopping and many more. With credit cards, you can save on your daily expenses while not compromising on your lifestyle. If you are considering an Axis Bank credit card, you can apply for a credit card in quick…
Source: Live Mint Have you received products that are different from what you ordered or did not get it at all despite making the payment through your credit card? Have you been charged twice for the same product or been the victim of a fraudulent transaction? You can file a chargeback with the card issuing…
Source: Live Mint Your credit score plays an important role in determining your eligibility for loans as well as credit cards. A healthy credit score helps you attract low interest rates on your loan applications. However, if you currently have a low credit score, you can take mindful steps to improve it significantly. Credit scores…
Source: Live Mint Do you use a credit card regularly and happen to delay your bill payment at times? You should remember that the negative information with regards to your credit card and personal loan can stay on your credit report for longer than you can imagine. Not many may be aware that the information…
Source: Live Mint A credit score is a three digit number. It typically ranges from 300 to 850. A figure between these two digits predicts an individual’s creditworthiness and summarizes his or her credit history. Lenders use this score to analyze the risk of lending a borrower with funds. A higher score indicates a lower risk and…
Source: Live Mint Navigating credit card statements sometimes becomes a little complicated, especially for new users. Two crucial terms that usually cause doubts are ‘unbilled amount’ and ‘outstanding balance.’ It is extremely important to understand the difference between the two clearly in a bid to avoid unnecessary charges and in proper credit card management. What is…
Source: Live Mint Do you use a credit card linked to the UPI? If yes, you obviously have a higher propensity to overspend. We tend to make a ₹40 worth transaction here or ₹50 worth transaction there – and as a result, we don’t even realise before we end up spending ₹10,000 or more. Not uncommon?…
