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Source: Live Mint Medical emergencies can strike without a warning, forcing people and families into unexpected bills. From hospitalization expenses to prescriptions and surgical treatments, there’s a possibility that these costs could overshadow one’s savings and any health insurance that the person may have. In such a scenario, personal loans offer much-needed financial support so…
Source: Live Mint Your credit score determines a lot, from low interest on loans to premium credit cards. But with any credit rating, there comes the cost of maintaining it. Keeping a good credit score is indispensable in achieving your financial goals. Learn how to achieve an excellent credit rating using this guide and seven…
Source: Live Mint Credit score is an important financial metric that represents your credit worthiness. It affects credit facility accreditations, credit card availability, and even flat rentals. It uses various elements, including repayment history, credit utilisation, credit history duration, the type of credit and the number of inquiries made recently. The factors that define the…
Source: Live Mint Being one of the most important yet ignored segments of banking costs, interest rates are directly proportional to the personal loans you are willing to pay towards the borrowed money. Knowledge of those rates, factors affecting them, and how best to achieve maximum will greatly assist in financial planning. In this article,…
Source: Live Mint A frequent credit card user must know that a good credit score is a key factor in determining your creditworthiness. Therefore, keeping track of it is essential to maintain a good score. A credit score is a three-digit number that expresses how well you’ve managed credit over time. It is an important…
Source: Live Mint If you hold two or three credit cards then you will invariably have multiple credit card cycles to keep track of. Additionally, there could be a number of other payment deadlines such as a mobile bill, an internet bill and so on. Phew! Too much to remember, isn’t it? Amid tracking all…
Source: Live Mint If you fall short of money, then you can avail the option of raising a personal loan from a bank or non-banking financial company (NBFC). Some borrowers, meanwhile, are also offered pre-approved personal loans. In the case of a pre-approved loan, the borrowers don’t need to apply to a financial institution or…
Source: Live Mint Personal loans are one of the most sought after products in the field of finances, since they fulfil the need for instant money for any purpose. Personal loans can be rather beneficial and convenient at the same time as it has its advantages and on the other side it also has the…
Source: Live Mint Personal loans are the most widely applied financial tool when the individual has an urgent need, such as medical, house improvement, or rescheduling debts. weight is given to interest rates, but processing fees and even hidden costs are significant cost drivers when it comes to a loan. Only if one understood these…
Source: Live Mint Over a period of time, the use of personal loans has extended to cover almost all possible needs of any individual, for example, loans for home renovation, medical expenses, etc. These loans are very useful but still remain flexible and easy to use.. Yet, as much as they may all be termed…
