The FinTech Hub
Source: Live Mint If you happen to face a financial emergency or have a sudden need for money then you can explore the prospect of raising a personal loan from a financial institution. The financial institution could be a bank or a non-banking financial institution (NBFC). A personal loan is an unsecured loan that the…
Source: Live Mint Credit cards are one of the most important tools for managing finances. If you are a beginner who has just started earning, you should get your first credit card soon. Credit card is a great tool for managing cash flows, and earning rewards on day-to-day expenses. Before I recommend some cards for…
Source: Live Mint If you happen to fall short of funds or have an urgent financial need — you can ask a friend to rescue you in times of distress. Alternatively, you can borrow a personal loan from a bank. For the unversed, personal loan in an unsecured loan one can borrow from a bank to…
Source: Live Mint Managing credit card bills can feel daunting, especially for newcomers to the world of credit. But don’t worry! Whether you prefer the convenience of online payments or the traditional touch of offline methods, we’ve got you covered. Paying your credit card bill on time is crucial—not just to avoid pesky late fees…
Source: Live Mint Credit cards are quite useful in managing your financial requirements. For individuals with a stable but fixed income, especially the salaried, credit cards are a handy tool as it allows you to meet expenses without spending your earnings immediately. The credit free period of 18-55 days offered by most issuers, which come…
Source: Live Mint Are you planning to apply for a new credit card but struggle to get a credit score good enough to procure a card? Well, you are not alone. This problem is quite prevalent. There could be a lot of reasons for the poor credit score, also known as CIBIL score. And once…
Source: Live Mint Funding is one of the biggest requirements for most businesses to survive or sustain. Funding can come from equity, debt, or other sources. Many organisations rely on business loans for their various needs. Lenders consider several parameters to decide whether the business is eligible for a loan and what should be the…
Source: Live Mint Can banks charge you a joining fee even before your credit card is activated? They cannot as the credit card account will not be created unless the card is activated. With complaints about banks charging a joining fee even before the card is activated, unsolicited cards being issued and the undue delay…
Source: Live Mint Do you have multiple loans to repay and worry that settling them all will take a long time? While there are several strategies for managing debt, one option is to use a new personal loan to pay off existing ones. Although this approach may seem risky, and some might warn against it…
Source: Live Mint If you are planning to apply for a credit card, then make sure that you opt for the right one. Procuring a credit card is obviously not a big deal for a salaried individual, but remember that not choosing the right credit card could have more repercussions than one can imagine. There are numerous factors…
