The FinTech Hub
Source: Live Mint A personal loan of ₹1 lakh is often a workable solution to handle various kinds of financial requirements such as unplanned expenses or personal goals. Before applying for HDFC Bank loans, you need to know the bank’s interest rates and the factors affecting them. The following article gives you interest rates, eligibility,…
Source: Live Mint Many students finance their studies through loans since the costs of higher education have skyrocketed. It can be very challenging to balance student loan debt with other financial obligations, part-time employment, and coursework. In such a situation, an EMI calculator can prove to be useful. Using an EMI calculator, the students can…
Source: Live Mint A ₹10 lakh personal loan is a big financial decision, knowing what interest rates are offered by the various lenders, including HDFC Bank, will go a long way in making that decision. Here’s an in-depth rundown of HDFC’s personal loan interest rates and application process. Understanding personal loans An unsecured loan called…
Source: Live Mint Using a credit card to pay for rent might be a good strategy to accumulate points and build up credit, but there are also disadvantages. To determine whether or not this approach is suitable for your financial situation, it will help to be aware of the dangers and advantages. Understanding credit cards…
Source: Live Mint Key solutions to the financial barriers of entrepreneurship are planning and resource management. While business loans are always applied towards operational expenses, sometimes the unexpected will arise, where an individualized financial strategy needs to be implemented. In this context, the personal financing plan does become a crucial tool for small business owners….
Source: Live Mint There are numerous ways to improve your credit score. Some of the basic ways entail maintaining a healthy credit lifestyle by paying your credit card bills on time, keeping credit card utilisation below 30 percent and limiting your hard credit inquiries. It is noteworthy to mention that credit rating agencies, as per…
Source: Live Mint If you find raising a personal loan from a bank a cumbersome process, then you can – among other things – raise it from a digital lending app. One of the key differences between a bank and a digital lending app is that unlike an app, a bank typically requires applicants to…
Source: Live Mint While fixed rate personal loans, which were supposed to be exceptions to the prevailing variable-rate lending norms, gained in popularity even, this piece probes the implications to the lenders themselves, whether that shift spells potential permanence as an economy emerges with its set of interest-lowness conditions. Here we will examine how landscape…
Source: Live Mint Being a housewife is not an easy job. A housewife’s work is tough and essential as it includes all activities from managing the home and children to giving emotional support to the family members. Unplanned expenses sometimes put a pressure on the purse. Instant loans are a source of relief when the…
Source: Live Mint We often have unexpected hurdles to cross in our lives. ₹30,000 at the right time may be a lifeline, helping you meet a sudden medical bill or an unexpected increase in your regular bills or grab an opportunity before it slips into someone else’s hands. So, what do you do when your…
