How to consolidate credit card debt? 4 proven strategies for success | Mint

How to consolidate credit card debt? 4 proven strategies for success | Mint

Source: Live Mint Your financial stability returns when you use appropriate methods to eliminate credit card debt that creates problems. Loan consolidation remains a smart financial approach which helps customers both accelerate their payments and decrease interest costs. The procedures needed for effective credit card debt consolidation are detailed in the guide. 1. Establish a…

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What’s in an Equifax report and how to improve credit score? | Mint

What’s in an Equifax report and how to improve credit score? | Mint

Source: Live Mint Your credit score determines your ability to get loans or mortgages and obtain an apartment through rental agreements in various financial aspects. Your creditworthiness determination depends on lenders seeing how you handle money through your score. Equifax India operates as the credit bureau in India through its legal entity Equifax Credit Information…

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Personal loan EMI vs. credit card EMI: Which option saves you more money? | Mint

Personal loan EMI vs. credit card EMI: Which option saves you more money? | Mint

Source: Live Mint Efficient money management necessitates making correct loan selections. EMIs available through credit cards and personal loans allow users to pay over time conditions for urgent or intentional financial requirements. Long-term economic efficiency questions which payment option would be best in the end. The following analysis identifies whether personal loans and credit card…

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Marriage and credit scores: How tying the knot could change your financial future | Mint

Marriage and credit scores: How tying the knot could change your financial future | Mint

Source: Live Mint Life’s most consequential change of status brings extensive social transformations and emotional impacts which also affect your financial situation. Joint financial decisions made with your spouse will impact both your creditworthiness regardless of how marital union does not immediately merge credit scores. Knowledge about how marriage impacts your credit can assist you…

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How MSMEs can access loans up to  ₹1 crore without collateral—A complete guide | Mint

How MSMEs can access loans up to ₹1 crore without collateral—A complete guide | Mint

Source: Live Mint Economic success and creation of new jobs alongside innovation and growth stems from micro small and medium-sized enterprises (MSMEs).  Securing finance has always proven challenging due to the necessity of collateral. The program creates an opportunity for MSMEs to acquire loans worth up to ₹1 crore without requiring any security pledges. This…

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Are EMI-free loans really free? Here’s what you need to know | Mint

Are EMI-free loans really free? Here’s what you need to know | Mint

Source: Live Mint EMI-free loans seem unrealistically appealing because businesses widely advertise easy financing and hassle-free loan opportunities in today’s market. Everyone would choose to borrow money under these circumstances since there are no monthly payment obligations. The appeal of this offering seems perfect but reality shows something else. The primary purpose of presenting free…

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5 ways to enhance your credit score for better business credit opportunities | Mint

5 ways to enhance your credit score for better business credit opportunities | Mint

Source: Live Mint People need high credit scores today more than ever during this competitive economic period. Doing business with superior credit requires establishing trust and obtaining financial resources when seeking start-up funding from lenders or seeking supplier discounts or optimizing cash flow management.  The strategic guidelines here will help organizations improve their creditworthiness thus…

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