The FinTech Hub
Source: Live Mint Using a credit card to pay for rent might be a good strategy to accumulate points and build up credit, but there are also disadvantages. To determine whether or not this approach is suitable for your financial situation, it will help to be aware of the dangers and advantages. Understanding credit cards…
Source: Live Mint Key solutions to the financial barriers of entrepreneurship are planning and resource management. While business loans are always applied towards operational expenses, sometimes the unexpected will arise, where an individualized financial strategy needs to be implemented. In this context, the personal financing plan does become a crucial tool for small business owners….
Source: Live Mint There are numerous ways to improve your credit score. Some of the basic ways entail maintaining a healthy credit lifestyle by paying your credit card bills on time, keeping credit card utilisation below 30 percent and limiting your hard credit inquiries. It is noteworthy to mention that credit rating agencies, as per…
Source: Live Mint If you find raising a personal loan from a bank a cumbersome process, then you can – among other things – raise it from a digital lending app. One of the key differences between a bank and a digital lending app is that unlike an app, a bank typically requires applicants to…
Source: Live Mint While fixed rate personal loans, which were supposed to be exceptions to the prevailing variable-rate lending norms, gained in popularity even, this piece probes the implications to the lenders themselves, whether that shift spells potential permanence as an economy emerges with its set of interest-lowness conditions. Here we will examine how landscape…
Source: Live Mint Being a housewife is not an easy job. A housewife’s work is tough and essential as it includes all activities from managing the home and children to giving emotional support to the family members. Unplanned expenses sometimes put a pressure on the purse. Instant loans are a source of relief when the…
Source: Live Mint We often have unexpected hurdles to cross in our lives. ₹30,000 at the right time may be a lifeline, helping you meet a sudden medical bill or an unexpected increase in your regular bills or grab an opportunity before it slips into someone else’s hands. So, what do you do when your…
Source: Live Mint Loans are a convenient way of getting financial assistance if you are in an emergency and need quick cash or if you want to buy your dream vehicle but are falling short of funds. If planned properly, loans can help you achieve financial independence so that you can fulfil your dreams by…
Source: Live Mint The financial market has transformed over the years which has revolutionised the entire lending and borrowing process. One of the major innovations which has reshaped the sector are loan aggregators. These platforms connect lenders and borrowers efficiently and transparently, which act as a bridge in meeting challenges such as accessibility, cost-efficiency, and…
Source: Live Mint Personal loans are a great choice to consider if you want to get access to immediate funds for your personal expenses. HDFC Bank offers personal loans specifically designed to empower women to assist them towards becoming financially independent. The bank provides personal loans to women with interest rates starting from 10.85%. Let…
