The FinTech Hub
Source: Live Mint Credit cards have, today, become the necessary part of everyone’s financial life. A luxury which has now become a tool in everyday life, where one plans the budget, reaps incentives, and gets some credits in return. Yet, like any other product from the financial sector, credit cards have their pros as well…
Source: Live Mint Your credit score is extremely crucial when it comes to determining your eligibility for borrowing funds. Lenders pay high attention to your credit score as it helps them understand your financial situation and also evaluate your creditworthiness. Your credit score gives a general overview of your credit history as well as your…
Source: Live Mint Credit cards provide you a variety of exclusive offers designed specifically according to your lifestyle and needs. From discounts on hotels and flight bookings to great deals on restaurants and premium brands, credit cards have everything in store for you. However, you must also understand that increased usage of credit cards can…
Source: Live Mint A personal loan is a flexible financial option that facilitates quick access to funds for home improvements, meeting medical emergencies, travelling, or educational purposes. Equated Monthly Installments (EMI) comprise fixed monthly payments toward the principal and the interest components of the borrowed amount. This article explains how EMIs work, what affects them,…
Source: Live Mint If you have decided to apply for a personal loan, then your credit score will play an important role in determining your eligibility for the loan as well as the interest rate which you will get. Personal loans generally charge higher interest rates as compared to other loans offered in the market…
Source: Live Mint Are you planning something significant in your life, such as a wedding, remodelling your home, or that long-awaited bucket list vacation? At times like these, a personal loan can be a convenient source of finance. However, before applying, however, you’ll need to provide the following documents to the lender: In this article,…
Source: Live Mint In the recent past, most banks have either reduced the benefits of their credit card reward program or allowed some benefits on spending a specified amount. For example, for airport lounge access, some banks have either reduced the complimentary visits and/or made the access spend-based. The National Payments Corporation of India (NPCI)…
Source: Live Mint Life often presents us with unforeseen expenses includeasily available to people. These loans can be used for different purposes,ing medical bills, home repairs, or the chance to go on that long-desired vacation. In these circumstances, personal loans can be a practical choice. They provide a fast and adaptable solution for different financial…
Source: Live Mint Medical emergencies can strike without a warning, forcing people and families into unexpected bills. From hospitalization expenses to prescriptions and surgical treatments, there’s a possibility that these costs could overshadow one’s savings and any health insurance that the person may have. In such a scenario, personal loans offer much-needed financial support so…
Source: Live Mint Your credit score determines a lot, from low interest on loans to premium credit cards. But with any credit rating, there comes the cost of maintaining it. Keeping a good credit score is indispensable in achieving your financial goals. Learn how to achieve an excellent credit rating using this guide and seven…
