The FinTech Hub
Source: Live Mint It is often emphasised that credit card users should check their credit report at least once in a year. This not only helps them stay updated of their creditworthiness, but also flags any error which may have cropped up for no fault of theirs. What does one do in case there is an error…
Source: Live Mint Credit card distribution growth and spending in India continues to rise, reaching ₹1.84 lakh crore in January 2025, according to data provided by Asit C. Mehta Investment Intermediates. Hence, in this kind of an environment managing credit card expenses effectively is crucial to avoid financial strain later on. For the same proper…
Source: Live Mint In India, having a good credit score while borrowing loans and credit cards at reasonable interest rates is essential. That is why it is important to maintain a clean repayment history. That is why many also raise this question: Do credit scores get impacted because of delayed utility payments? This write-up is…
Source: Live Mint A good credit score is indispensable to raisepersonal loans and credit cards. However, building a solid credit history doesn’t happen in a short time. It needs consistency and responsible financial habits. Here, we explain how one can build and improvecredit score over a period of time. Building credit history: Steps to take…
Source: Live Mint While evaluating a personal loan or any other loan application, the financial institution considers a good credit score one of the most important criteria. The decision to approve or reject the loan application will depend on a good credit score and other criteria. Hence, individuals must check their credit score and credit…
Source: Live Mint The acquisition of ownership through home purchase stands as a fundamental life achievement for most people although it generally requires substantial monetary investment. Mortgage loans provide necessary funds that enable people to achieve their homeownership aspirations through extended repayment plans. Understanding mortgage loan Mortgage loans function as secured loans that require you…
Source: Live Mint In India, the know-how of your credit card limit is critical for maintaining a healthy credit score. Although individuals pay attention to the date of payments and outstanding debt, the credit limit takes centre stage when it comes to determining your financial wellbeing. This write-up is dedicated to how your credit card…
Source: Live Mint Personal loans are generally taken in India for satisfying one’s current financial needs, but do remember a higher rate of interest can increase repayment difficulties. Now, it is interesting to note that, even when you’ve taken a loan, there are certain methods which you can adopt so as to lower your personal…
Source: Live Mint Maintaining a healthy credit score is important for securing loans and credit cards at favourable and easy interest rates. Still, missing even a single EMI can immensely impact your credit score in a negative way. Potentially dropping it by 100 points or even more. That is why understanding how to deal with…
Source: Live Mint Financial needs often come in the form of money for businesses and individuals are subjected to the requirement of immediate working capital, large purchases, and expansion projects. Perhaps the most popular source of funding is via term loans. This article will help in making intelligent choices as it elaborates on features such…
