The FinTech Hub
Source: Live Mint Pre-closing a personal loan from any bank is a good financial decision, but one must be cautious while doing so by keeping certain important points in mind. Firstly, a personal loan is a very risky line of credit that borrowers avail. This is risky because it comes with the potential of higher…
Source: Live Mint Closing out old accounts of credit is a serious decision when it comes to your credit score, one that most people are unaware of. With so many Indian consumers looking for ways to mend their credit well-being, it is important to look at the effect closing out old accounts has. This particular…
Source: Live Mint The trend of individuals holding multiple credit cards has seen growth in the recent past. Infact, people who use credit cards extensively for their benefits maintain a credit card portfolio just like an investment portfolio. They review the portfolio regularly to evaluate which existing cards to close and which new credit cards…
Source: Live Mint A large number of individuals require car loans when they want to buy vehicles because buying a car means big financial commitments. Your credit score throughout the loan period will lead to preferred loan conditions that will decrease your interest rates while reducing your costs by hundreds of dollars. Steps to improve…
Source: Live Mint People throughout numerous cultures have valued gold because it combines durable financial worth with physical attractiveness and low availability. The substantive credit value of gold makes it a solid investment tool in various financial deals because of its ability to serve as loan security despite its aesthetic appeal. This investigates gold’s reliability…
Source: Live Mint The economic growth of India heavily depends on the financial patterns of its millennial segment due to their large numerical dominance in both the population and workforce. As they gain independence they change their approach to credit borrowing by using digital flexibility to spend wisely and make proper financial decisions. This analyses…
Source: Live Mint HDFC Bank offers personal loans at competitive interest rates for people who are looking for quick cash to cover their sudden expenses. The interest rates offered on your personal loan directly impacts your EMI repayments. A higher interest rate attracts a higher EMI for your loan repayment. If you are considering applying…
Source: Live Mint A good credit score is important to help you get better loan deals and improve your eligibility chances for credit cards. But if you are facing problems such as differences in your credit report or if you want to raise disputes, then you need to contact your respective credit bureau’s customer care…
Source: Live Mint Personal loans are a popular choice for people looking for quick cash to cover their expenses temporarily. Personal loans have become more accessible than ever as digital lending has risen. However, it has also created an opportunity for fraudsters to prey upon people in need of money in a hurry. The number…
Source: Live Mint Credit cards are a convenient way to make smart transactions while earning cashbacks and rewards on your favourite brands. The cards come with exclusive offers on shopping, hotel booking, entertainment and on your daily payments. Your credit score is important when you apply for a credit card as it is what is…
