credit report

Credit report insights: Institutional inquiry vs. consumer request—What you need to know | Mint

TheSpuzz Desk4 weeks ago08 mins

Source: Live Mint With India’s socio-economic landscape rapidly evolving—driven by a growing young population entering the credit market and rising consumption demand in rural areas—financial management has become an increasingly important topic. This shift has brought greater focus on financial education and literacy, particularly in the realm of personal finance, lending, and borrowing. Financial literacy…

Does getting pre-approved hurt your credit score? Here’s the truth | Mint

TheSpuzz Desk4 weeks ago04 mins

Source: Live Mint A pre-approval is often a common step to receive financial products such as credit cards, mortgages, or car loans. It is important you understand how these pre-approvals affect your score to ensure you are not compromising your financial health. This content will discuss the effects of pre-approvals on credit scores, explain soft…

Does a loan rejection hurt your credit score? Here’s what you should know | Mint

TheSpuzz Desk4 weeks ago4 weeks ago05 mins

Source: Live Mint Applying for a loan is a significant financial choice, and it is crucial to be aware of how it will impact your credit score. Borrowers are often concerned about whether a loan denial will damage their credit worthiness, and to protect and improve your financial well-being, this article examines the links between…

SBI credit card customer service: How to access support via phone, SMS, and email | Mint

TheSpuzz Desk4 weeks ago05 mins

Source: Live Mint If you have an SBI credit card, then you can contact the customer service for your queries and problems. The SBI card customer service is available round the clock to assist you with starting from bill inquiries to reporting an unauthorized payment so that your issues can be resolved immediately. Here are…

Want a better credit score without a credit card? Try THESE 5 simple strategies | Mint

TheSpuzz Desk4 weeks ago02 mins

Source: Live Mint Today, a high credit score is more than a mere number; it is a gateway to financial opportunities. But what happens if you do not have a credit card? Is it still possible to build a solid credit profile? Certainly. There are several different but equally effective ways you can raise your…

How a ‘Settled’ loan tag can damage your credit score — And how to remove it | Mint

TheSpuzz Desk1 month ago010 mins

Source: Live Mint A ‘settled’ loan status on your credit report can actually unsettle your aim of borrowing funds. ‘Settled’ is not a positive thing in the world of raising money. If you have a ‘settled’ loan recorded in your credit report, then you have to change it as it will have an adverse effect…

How to check CRIF Highmark credit score? A step-by-step guide | Mint

TheSpuzz Desk1 month ago04 mins

Source: Live Mint Your credit score plays an important role in determining your creditworthiness through which lenders evaluate your profile while providing you with credit cards or personal loans. CRIF Highmark is one of the four credit bureaus recognised by RBI which provide credit score. Here is how you can check your CRIF Highmark credit…

Thinking of cancelling your credit card? Here’s what it does to your credit score | Mint

TheSpuzz Desk1 month ago09 mins

Source: Live Mint Credit cards are credit instruments. They help users in securing credit on the promise of making payments within the stipulated time as per the contractual commitments between the credit card user and the lending institution. Now, cancelling a credit card comes with its own complexities, issues and problems. It can definitely impact…

Personal Finance

Credit score or credit report? Don’t confuse these two financial tools | Mint

TheSpuzz Desk1 month ago011 mins

Source: Live Mint Many people link an individual’s overall credit behaviour to their credit score. However, the credit score only summarises it with a three-digit number. There is much more beyond the credit score that can be found in an individual’s credit report. It provides comprehensive details of an individual’s credit behaviour. These details help…

Personal loan settlement: How does it impact your credit score and report? | Mint

TheSpuzz Desk1 month ago012 mins

Source: Live Mint Sometimes, individuals come across situations that can drain their finances or lead to income stopping. For example, a major medical emergency, accident, etc., can lead to a huge hospital bill and drain personal finances. A situation like Covid led to many people losing their jobs, a pay cut, etc. During such situations,…

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Credit report insights: Institutional inquiry vs. consumer request—What you need to know | Mint

Does getting pre-approved hurt your credit score? Here’s the truth | Mint

Does a loan rejection hurt your credit score? Here’s what you should know | Mint

SBI credit card customer service: How to access support via phone, SMS, and email | Mint

Want a better credit score without a credit card? Try THESE 5 simple strategies | Mint

How a ‘Settled’ loan tag can damage your credit score — And how to remove it | Mint

How to check CRIF Highmark credit score? A step-by-step guide | Mint

Thinking of cancelling your credit card? Here’s what it does to your credit score | Mint

Credit score or credit report? Don’t confuse these two financial tools | Mint

Personal loan settlement: How does it impact your credit score and report? | Mint