The FinTech Hub
Source: Live Mint If you are a student planning to pursue education abroad, financing your expenses might be the biggest challenge. Apart from tuition fees, students will require funds to cover several expenses such as living costs, insurance, medical services, etc. There are several tools available in the financial landscape that would cover such costs,…
Source: Live Mint Getting a credit card primarily requires a good credit score for issuers to approve credit card applications. A credit score signifies the creditworthiness of a credit card user; hence, it becomes an essential factor for issuers to determine your ability to repay credit card dues. There is a chance of rejection of…
Source: Live Mint A personal loan comes in handy when you need urgent funds as it does not require any collateral and can be utilised for multiple purposes. However, if you need a personal loan for emergency purposes, you need to know various factors that determine your eligibility to get one. One such factor that…
Source: Live Mint While credit cards have made rent payments unattractive by levying charges on such expenses, there are several third-party apps that still offer the service by offering bonus points, cashbacks and gift vouchers. Rent payments to landlords through digital modes such as third-party apps, mobile wallets and credit cards surged during the Covid…
Source: Live Mint Credit cards have become part of the money handling process in the fast world of today. Charge cards, however, are another option that most people disregard. Although they offer credit, their operating mechanism and usage are quite different. The differences between credit cards and charge cards are going to be explained here,…
Source: Live Mint As a credit card user, there might be instances where you forget to pay your credit card bill on time. However, if you do so, there might be many consequences. Therefore, one of the biggest responsibilities of a cardholder is to pay bills on time. Check out the reasons why you should…
Source: Live Mint As a student, managing finances can become tough sometimes. Building a credit score can help you get lowest interest rates while applying for loans. A healthy credit score also helps you get your desired credit cards with a high spending limit and exclusive deals. As a student, credit building could look like…
Source: Live Mint Making timely credit card payments is a way to ensure financial security and provides benefits beyond the mere avoidance of late fees. In addition to improving your credit score, on-time payments may lead to better financial opportunities. The following are some of the many advantages of making your credit card payments on…
Source: Live Mint If you use a credit card, you should remember that spending more than the ideal credit limit is not recommended. It not only throws your financial plan into disarray but can also adversely impact your credit score. The ideal credit utilisation ratio is 30 percent. If your credit limit is ₹7 lakh,…
Source: Live Mint Floater credit cards or supplementary credit cards can be quite useful for meeting the financial requirements of a family. A floater credit card is an additional credit card that shares the credit limit with the primary card. These cards can be given to a family member, say a spouse. Virtual credit cards…
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