The FinTech Hub
Source: Live Mint As a student, managing finances can become tough sometimes. Building a credit score can help you get lowest interest rates while applying for loans. A healthy credit score also helps you get your desired credit cards with a high spending limit and exclusive deals. As a student, credit building could look like…
Source: Live Mint Are you someone who is planning to start their credit journey? Credit scores play a vital role in determining your credit worthiness and your eligibility for loans and credit cards. If you are new to credit, then building a strong credit score will help you get lowest interest rates and quick approvals…
Source: Live Mint Credit reports and scores are vital determinants in the contemporary financial world as they determine our prospects. Even though these two phrases are frequently substituted for each other, it is worth noting that both terms carry different meanings. Let’s explore how a credit report and score vary from each other and then…
Source: Live Mint To be considered eligible for any financial need like home loans and credit cards, one has to have an elevated credit score. To keep and elevate a good credit score requires preparation and a sense of initiative, too. Here, we will include seven practical suggestions to enable you to work on bettering…
Source: Live Mint Credit score might be one of the most critical figures in any adult’s life. It reflects your borrowing and repayment habits, as documented in your credit history. Among the factors influencing your credit score are hard inquiries, often misunderstood but can significantly affect your financial standing. Let’s delve into what hard inquiries…
Source: Live Mint A credit score has a dramatic impact on your ability to borrow, secure the best loan terms possible, and even get a job or rent an apartment. often than not, however, many myths surround credit ratings and make matters worse and confuse people who have made wrong financial decisions. Let us debunk…
Source: Live Mint Credit cards have, today, become the necessary part of everyone’s financial life. A luxury which has now become a tool in everyday life, where one plans the budget, reaps incentives, and gets some credits in return. Yet, like any other product from the financial sector, credit cards have their pros as well…
Source: Live Mint Credit score is an important financial metric that represents your credit worthiness. It affects credit facility accreditations, credit card availability, and even flat rentals. It uses various elements, including repayment history, credit utilisation, credit history duration, the type of credit and the number of inquiries made recently. The factors that define the…
Source: Live Mint If you have an idea or plan to start your venture, your first thought will be finances. Of the many financing options available, a credit card is a feasible option as many banks may not lend to a new business due to a lack of credit reports. What is a business credit…
Source: Live Mint Looking for a budget-friendly credit card? Credit cards with no annual fees are a straightforward and cost-effective way to manage your finances. There are plenty of great options available that offer useful benefits without incurring additional costs. In today’s financial world, credit cards have become essential tools for managing expenses and building…
