Credit demand

Banks to rely on certificates of deposit to fund credit demand: Officials

TheSpuzz Desk5 months ago04 mins

Source: Business Standard In India, retail sales peak during October-December, when the nation of 1.4 billion celebrates major festivals | Representative Picture 2 min read Last Updated : Sep 24 2024 | 2:17 PM IST Indian banks are set to issue more certificates of deposit to meet year-end loan demand as deposit mobilisation remains…

Conundrum of the credit-deposit ratio: Understanding RBI’s concerns

TheSpuzz Desk6 months ago08 mins

Source: Business Standard 4 min read Last Updated : Sep 10 2024 | 7:11 PM IST The Reserve Bank of India (RBI) has been repeatedly raising alarm about the widening gap between non-food credit growth and deposit growth in the banking sector, which raised the credit-deposit (CD) ratio to 78.1 per cent (80.3 per…

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Banks to rely on certificates of deposit to fund credit demand: Officials

Conundrum of the credit-deposit ratio: Understanding RBI’s concerns