The FinTech Hub
Source: Live Mint If you use an SBI credit card and have recently updated your phone number or address, then it is important that you update the same on your SBI Card account as well. The process to make these changes online is quite simple and straightforward. However, it is important that you carry your…
Source: Live Mint Closing or cancelling a credit card is a big financial decision which could impact your credit score and overall financial health. Should any of these motives apply-debt consolidation, avoidance of an annual fee, or general simplification-it is crucial to follow the proper procedure. Here we will describe the main steps to be…
Source: Live Mint The first best on using a credit card is earning reward points for tedious transactions. However, points alone wouldn’t bring value until you effectively learn how you can use them. This guide will cover everything about redeeming credit card points. Understanding credit card rewards points Credit card issuers provide reward points as…
Source: Live Mint The ICICI Coral Credit Card, is a unique credit card offering of ICICI Bank. It is designed in a way to offer customers exceptional benefits and rewards. These rewards are provided in categories such as dining, entertainment, travel, spending etc. Brief history of ICICI Bank Now before understanding the details of the…
Source: Live Mint To build and maintain a good credit score, you must access your credit report and score and monitor it regularly. Similarly, when you apply for a credit product, the financial institution has to access your credit report and score. Depending on who accesses your credit report and score, you or the financial…
Source: Live Mint Unified Payments Interface, or UPI, is one of the most convenient ways to carry out a transaction. Merely by scanning a QR code or by entering a few keys into your smartphone, you can transfer the money online. Alternatively, you can use a credit card that needs to be swiped or touched at a PoS (point…
Source: Live Mint Micro, Small and Medium Enterprises (MSMEs) have been provided with new credit cards in the Budget 2025 by the Finance Minister Nirmala Sitharaman. This is considered as a significant financial change as per experts, according to a detailed report by ANI. MSME credit card scheme Announced to the citizens during the budget speech…
Source: Live Mint Credit card swipe charges, also termed as interchange fees. These are charges imposed on a user every time they use their credit cards for transactional purposes. These charges cover operational expenses such as fraud prevention, processing along with taking care of payment infrastructure. They are controlled and determined by card networks such…
Source: Live Mint If you possess one or more credit cards and you have an urgent financial requirement to meet, then you can ideally choose one of the two options: either you can raise a loan, or you can make the payment through a credit card. If you are in a dilemma as to which option to…
Source: Live Mint Credit cards offer numerous benefits to users. However, not everyone can get them. For example, students, homemakers, senior citizens, etc., without any income source and credit score, will find it difficult to get credit cards. At the same time, they would not like to miss out on the credit card benefits. In…
