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Source: Live Mint Maintaining a credit score above 700 (measured by CRIF High Mark, Experian or Equifax) calls for credit discipline. This means one should clear one’s credit card bills and loan repayments on time. Additionally, one should keep the credit utilisation ratio (CUR) under the optimum level of 30 percent. Aside from this, one…
Source: Live Mint In India, all banks together offer 100s of different credit cards. Each card has its own unique selling point (USP). For many people, one single credit card cannot cater to all their needs. Hence, they follow a multi-credit card strategy to maximise the benefits. In this article, we will understand why people…
Source: Live Mint BOBCARD, a subsidiary of Bank of Baroda, has unveiled its latest campaign titled #ReimagineLoveWithBOBCARD – 2.0. As the Valentine’s season kicks off, BOBCARD has announced an array of offers across a number of brands on its credit cards including Amazon, Myntra, Flipkart, Goibibo, Zomato, PVR Inox and more. Be it a romantic dinner,…
Source: Live Mint A poor credit score reflects poorly on not only a person’s finances but even his character. Therefore, if you are someone who has a poor credit score you need to clear your name and ensure that you are able to improve your credit profile and make up for the earlier errors. It is…
Source: Live Mint In the fast world of today’s digital world, proper money management is the key. Paytm makes it so easy to attach your credit card, which in turn helps facilitate bill payment and online purchasing. You can effortlessly link your credit card to Paytm and enjoy hassle-free cashless transactions following this easy step-by-step…
Source: Live Mint Due to excellent rewards and benefits, as well as their domestic and international acceptability, RuPay credit cards have gained more popularity in India. Connecting your RuPay credit card to UPI helps accelerate transactions and make it more accessible, regardless of your level of credit card experience. This is a comprehensive guide on…
Source: Live Mint IDFC First Bank has decided to revise the terms, conditions, features and charges for its credit cards, report ET . These changes will come into effect from February 20, 2025. Brief history of the IDFC First Bank IDFC FIRST Bank, was formulated in December 2018 through the merger of IDFC Bank and…
Source: Live Mint Although the facility of using a credit card to make purchases can be very convenient, the cost of an expenditure of a large amount may often be unbearable to bear. The EMI option lets you split big payments into smaller payable sums that are payable over a fixed period of time. This…
Source: Live Mint Your credit cards consist of a three digit security number which is known as a CVV (Card Verification Value). Often overlooked, the CVV plays a significant role in ensuring the security of your transactions. This number prevents unauthorized payments and also saves you from scams. Let us understand what CVV is and…
Source: Live Mint Whenever an individual applies for a credit product like a loan or a credit card, the bank evaluates whether they can approve or reject the application. Among the various eligibility criteria, an important one is to assess whether the individual will repay the credit extended. It is done by evaluating the individual’s…
