The FinTech Hub
Source: Live Mint If you have an idea or plan to start your venture, your first thought will be finances. Of the many financing options available, a credit card is a feasible option as many banks may not lend to a new business due to a lack of credit reports. What is a business credit…
Source: Live Mint With the move towards digitisation of financial transactions, credit cards are evolving every day. One such evolution is a near-field communication credit card that aims to make payments convenient, quick, and secure. What is NFC? Near-field communication, or NFC, is a short-range wireless technology that enables the exchange of data from a…
Source: Live Mint A credit card is a financial instrument that helps you streamline your financial health by consolidating expenses and debt and clearing them before a fixed date without having to pay any interest on it. It can help you manage your expenses in an organised manner. You can seek rewards, cash backs, get…
Source: Live Mint For most credit card users, one of the most common use cases is to buy merchandise now and pay for it at a later date, say a month later. Shopping online or offline with the aid of a credit card without having to worry over the price tag is what defines the…
Source: Live Mint Credit cards are used for a number of financial purposes ranging from paying your bills on time to staggering the bills across equated monthly instalments (EMIs) or for consolidating multiple bills into one. Aside from all this, you can also use a credit card for debt consolidation. What it essentially means is…
Source: Live Mint HDFC Bank is offering some of its popular credit cards without any annual fee or other charges during the festival season. The offer is valid till December 31 for Swiggy HDFC Bank Credit Card, Tata Neu Plus HDFC Bank Credit Card, Tata Neu Infinity HDFC Bank Credit Card and till October 31…
Source: Live Mint Credit cards can be a convenient option for paying insurance premiums, which are the amounts required to maintain an insurance policy. Timely payment of these premiums is crucial, as failing to do so can lead to policy lapses and loss of coverage. Here’s how to effectively use credit cards for insurance payments….
Source: Live Mint In our rapidly evolving financial landscape, virtual credit cards have emerged as a convenient and secure payment option. They aim to simplify credit transactions while reducing the risks of theft and loss compared to traditional physical credit cards. What is a virtual credit card? A virtual credit card is the digital form…
Source: Live Mint If you are a new credit card user, you should ensure that your income is far more than your total bill. It is, incidentally, not uncommon for some credit card users to pile up high bills which are far more than their monthly income. As a result, they could fall into a…
Source: Live Mint Credit card tokenisation is the process of replacing the 16-digit number on a card with a unique combination of numbers called a token. This approach enhances the security of credit card transactions by ensuring that personal details are not included in the token. Tokenisation is commonly used by online platforms such as…
/cdn.vox-cdn.com/uploads/chorus_asset/file/25532310/STK478_breaking_into_phone_A.jpg?w=400&resize=400,250&ssl=1 "A new ‘ultra-secure’ phone carrier says it can make you harder to track")