The FinTech Hub
Source: Live Mint The credit utilisation ratio on your credit card is an important financial metric that lenders consider while approving a loan. If your credit utilisation ratio is above normal limits, the chances of you getting a loan comes down significantly. Here is a primer on credit utilisation ratio, how it works and how…
Source: Live Mint You may have to permanently block your credit card for several reasons, such as suspected fraud, identity theft, or just to stop overspending. Here we will describe various credit card blocking techniques, their ramifications, and how to select the one that best suits your requirements. What are credit cards? The bank or…
Source: Live Mint Flexibility in finance is important to cope with the pace of life today. Credit cards are necessary to manage expenditure, accumulate rewards, and to build credit history. Of course, with so many choices to choose from, the difficulty will come while deciding which one is the most suitable. In this situation, HDFC…
Source: Live Mint Bank of Baroda has revised its tariff and a range of other features including access to airport lounges for its credit cards with effect from Jan 1, 2025. The bank released a statement which says that the access to domestic airport lounges will be based on a minimum eligible spend in the…
Source: Live Mint Even with personal money, convenience is the order of the day in today’s fast-paced world. Traditional personal loans are characterized by lengthy processes and reams of paperwork, which leads to frustration and delays. Introducing fast personal loans without documentation, a revolutionary way of quickly and efficiently accessing finance. What are instant personal…
Source: Live Mint It is essential for every credit card user to understand various fees to ensure cost-effective use. Credit card swipe charges, also known as interchange fees, are one such fee, which is charged every time a transaction is made through a credit card. The card network determines this fee. It covers several costs,…
Source: Live Mint If you are looking for a credit card and do not want to cough up a large sum towards the annual fee, you may consider applying for SBI Card Unnati. The annual fee for the card is ₹499, which is waived off for the first four years. Additionally, this card offers a range of reward…
Source: Live Mint A credit card represents your lifestyle in the fast-moving world of today, serving as something more than just a means of payment. The HSBC Visa Platinum Credit Card is for wealthy individuals who enjoy incentives, convenience, and special benefits. This card offers more than just financial independence; it enhances your lifestyle through…
Source: Live Mint Owning a credit card is no longer just an add on to your luxurious life but has become a necessity. Credit cards provide you with great offers and deals which you can avail to save on your daily expenses. If you have an SBI credit card and wish to block it due…
Source: Live Mint Do you feel happy when you only pay the minimum amount on your credit card bill because ultimately, you have more money left to spend on other things. Also, you don’t have to pay any late fees or penalties. But this happiness is temporary, as doing this consistently each month can put…
