The FinTech Hub
Source: Live Mint If you are planning to procure a credit card and are too overwhelmed with the countless number of calls and messages from the banks claiming that the card is free of charge — then you need to think again. The credit card could be free at the outset, but it is likely to…
Source: Live Mint What would you do if you have a huge credit card debt and are not too comfortable to repay it in the immediate future? Well, there are a few options such as debt consolidation, continuing to pay the minimum due each month, among others. There is, however, another more rational alternative i.e.,…
Source: Live Mint When you use a credit card then being aware of your billing cycle and payment deadline is quite vital. Let us suppose you have spent ₹25,000 in a month via a credit card and the 45-day interest free period ends on June 15, it is incumbent upon you to clear the bill on or…
Source: Live Mint If you are using a credit card then you are entitled to 40 to 50 days of interest-free period to pay your bills. But in case you don’t clear your credit card bill during these days, or you pay only the minimum due amount, you will be liable to pay interest on the…
Source: Live Mint The major e-commerce players have announced festive sales. It is that time of the year when you can get the biggest discount offers on most categories, along with other benefits. You can further enhance your benefits with your credit cards. When used correctly during the festive season, credit cards can give you…
Source: Live Mint As a credit card user in India, it’s crucial to understand key metrics that can impact your financial health. One of the most important of these is the credit card utilisation ratio. This article will explore what credit card utilisation is, how it affects your credit score, and practical steps to manage…
Source: Live Mint If you have a credit card or are planning to get one, it is crucial to understand credit scores, as they determine your future financing options. A good credit score makes it easier to apply for loans with lower interest rates, while a poor credit score can lower your chances of obtaining…
Source: Live Mint Have you started using your credit cards recently and already have a huge unpaid bill on your statement? It is vital to know that using a credit card is undoubtedly convenient, but keeping the bills unpaid is equally inconvenient — if not more — in the long run. And it is not uncommon…
Source: Live Mint Credit cards are often seen as convenient financial tools for spending. However, they can also help you save money if used wisely. Here are some tips to maximize the benefits of credit cards. Choose the right card The first step in making the most of a credit card is selecting the right…
Source: Live Mint If you want to raise an instant loan to meet immediate financial need which could range from a medical emergency to paying for a vacation, make sure that you get the best deal possible. One of the key factors to consider is that the interest on personal loan does not carry any GST on…
