The FinTech Hub
Source: Live Mint In the last few months, many banks have reduced the benefits of their credit card rewards program and introduced fees for transactions in specified categories like rent, education fees, utilities, etc. They also have a long list of exclusions for earning reward points, and the list is steadily increasing. However, American Express…
Source: Live Mint To navigate the world of credit cards and loans in India it is important to understand your credit score. It is a three digit number that represents your creditworthiness, thus influencing loan eligibility and interest rates. Still, with multiple credit bureaus and scoring models this can be confusing. Types of credit scores…
Source: Live Mint Having a credit card kept away, unused, might easily seem harmless, but it can still have surprising consequences for your credit health. Here’s what credit card holders need to know about inactive credit card accounts: Dormancy and potential closure: Credit card companies in India can declare your card dormant if it is…
Source: Live Mint The Kisan Credit Card (KCC) scheme, launched by the Government of India, provides farmers with accessible credit for agricultural expenses, including seeds, fertilizers, and equipment. The scheme is launched with an objective to offer loans at lower interest rates to support farming activities. Farmers can apply for a KCC through banks by…
Source: Live Mint ICICI Bank provides credit cards offering exciting rewards and cashbacks on travel, dining, online shopping and much more. Having a higher credit limit on your ICICI Bank credit card makes it possible to handle more financial responsibilities easily as well as keep a good credit score. You can increase your ICICI Bank…
Source: Live Mint With credit cards, you can avail exciting rewards and deals which can help you save on your expenses. You can enjoy cash backs and exclusive offers from travel to grocery shopping and much more that can elevate your experience. However, if you do not plan your credit card usage, you may end…
Source: Live Mint Credit cards are no longer a luxury but have become a necessity. With credit cards you can earn rewards and cashbacks every time you make a transaction through your card. If you have a Kotak Mahindra Bank credit card, you can activate it in quick and easy steps. In conclusion, you must…
Source: Live Mint Credit cards are a convenient way to make transactions online without spending cash immediately from the bank. With credit cards, the card issuer makes the payment on your behalf and you do not have to worry about the repayment until the next due date. If you are planning to make an online…
Source: Live Mint Kotak Mahindra Bank offers credit cards through which you can enjoy discounts and rewards on travel, dining, entertainment and even everyday transactions. However, before you apply for a Kotak Mahindra Bank credit card, you must carefully understand the eligibility criteria as well as the documents required so that you can get the…
Source: Live Mint In the last few months, many banks have announced changes to their credit card reward program and fee structure. IDFC FIRST Bank is the latest to join that list with the changes taking effect from 20th February. So, what are these changes, and how will they impact IDFC FIRST Bank credit cardholders?…
