The FinTech Hub
Source: Live Mint Credit cards have become a necessity for modern money management because of their flexibility and convenience. However, the APR is an important aspect that has a significant impact on borrowing costs. Both fixed and variable annual percentage rates (APRs) are quite common in credit cards and have their own advantages and disadvantages….
Source: Live Mint Utility bills like mobile recharge, DTH recharge, electricity bill, etc, are something that most of us have to pay every month. What if you could get up to 25% cashback on these payments? Yes, the Airtel Axis Bank Credit Card provides up to 25% cashback on utility bill payments and a lot…
Source: Live Mint Since the rise of digital payments, protecting credit card information in transactions is much more important than before. Security risks, that include phishing, bullying, hacking attacks and data losses, are real threats to financial security. Hence, it is extremely important to keep your credit card data secure at all times. Let us…
Source: Live Mint A credit card is considered one of the most convenient financial tools for making emergency payments. It allows you to purchase an item when needed and pay for it later and provides various rewards. Several users prefer keeping multiple credit cards to take advantage of these rewards. However, having multiple credit cards…
Source: Live Mint It is sometimes overwhelming to read credit card statements especially when it relates to the minimum balance you owe. Let’s break it down so you can understand what it is, how it works, and what it can do to your pocket. What are credit cards? Banks and other financial institutions issue credit…
Source: Live Mint Knowing your CIBIL score is the first step towards understanding your financial health. An OTP was earlier required to check your CIBIL score. However, recent changes have enabled you to view your score using only your PAN card. Let’s take you through this easy and effective procedure. What is CIBIL score? A…
Source: Live Mint From meal credits to traveling advantages, American Express credit cards have been well-known for such fine benefits and perks. This can only be best availed, however, if one really understands the special privileges or features the card they’re holding is offering them. This guidance will let you maximize your American Express credit…
Source: Live Mint If you are a travel freak, you would naturally be spending a lot of time at airports. Often times, you would reach there before time, thus having to wait at the terminal for long hours. Sometimes, the wait can be excruciating. It is, therefore, recommended to access the airport lounge to ease…
Source: Live Mint In the last few months, some banks have made changes to their credit card reward program and introduced or increased fees for some services. In September 2024, HDFC Bank made changes to its credit card reward program. In November 2024, ICICI Bank made changes, and now Yes Bank has made changes effective…
Source: Live Mint Credit cards are a great way to save smartly on your transactions and earn exclusive rewards and discounts on your favourite brands. Credit cards may affect your credit history and also impact your credit score as well as your future loans. If you utilise your credit card appropriately, it can help you…
