The FinTech Hub
Source: Live Mint Credit cards are dime a dozen these days with banks focusing on specific categories that include grocery, shopping, travel, dining, cashbacks and reward points to woo customers. How about credit cards for women? Banks are offering credit cards that are designed exclusively for women customers now. In addition to ‘HDFC Solitaire Credit…
Source: Live Mint If you are a travel freak, or are fond of eating out – it is recommended to explore credit cards that synchronise with your indulgences. There are some cards, for instance, which not only give reward points when you make payments at the partner restaurants, but also give discounts and complimentary benefits…
Source: Live Mint However, not all these factors affect your credit score equally. Your repayment history, for instance, matters much more than the number of hard enquiries on your credit report. A hard inquiry, also known as a hard pull or hard credit check, is when a lender or financial institution reviews your credit report…
Source: Live Mint Credit card offers and rewards seem very tempting for many card users. These offers attract many people to opt for credit cards as a mode of payment. However, using a credit card is not limited to offers and benefits, the fine print will exactly determine the impact of card usage. The fine…
Source: Live Mint Entertainment credit cards are a popular choice for people who are movie buffs and want to earn rewards on movie tickets and live shows. These credit cards provide exclusive offers which include complimentary movie tickets, special discounts on dining reservations, cashbacks and many more. Let us have a look at some of…
Source: Live Mint If you are a frequent traveller to the destinations in India or abroad, it is quite useful if you hold a credit card that offers a hotel loyalty programme to its customers. A credit card hotel loyalty program is a feature offered by certain credit cards that are co-branded with specific hotel…
Source: Live Mint If you are a student planning to pursue education abroad, financing your expenses might be the biggest challenge. Apart from tuition fees, students will require funds to cover several expenses such as living costs, insurance, medical services, etc. There are several tools available in the financial landscape that would cover such costs,…
Source: Live Mint India’s travel and tourism sector has grown rapidly in recent years. On a trip, whether an official or family vacation, the major expenses usually include travel tickets, hotel accommodation, food, etc. When it comes to hotel accommodation, there are certain credit cards where the reward points can take care of the stay….
Source: Live Mint If you carry a credit card from India while travelling abroad and use it at a merchant overseas, you should remember that you will be charged a conversion mark-up fee. This mark fee typically varies between 1.5 to 3.5 percent of the converted Indian currency. Over and above of this conversion mark…
Source: Live Mint Credit cards are a great way to make smart payments and earn rewards and great offers on your favourite brands every time you make transactions from your credit card. With credit cards you don’t have to worry about paying cash immediately as the lender makes the payment on your behalf and you…
