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Source: Live Mint HDFC Bank is offering its Millennia, Diners Club Privilege, Biz Grow, PIXEL Play and PIXEL Go credit cards as ‘lifetime free’ for a limited period—from December 17, 2024 to January 16, 2025. The bank is also providing ‘Regalia Gold’ free for the first year during the offer period. “Lifetime free offer valid…
Source: Live Mint Assessing your financial health is extremely important for your future borrowings. If you are planning to consider a personal loan or a credit card, then you must have come across the terms ‘credit score’ and ‘CIBIL score’. Before you apply for any credit, it is extremely important that you understand the difference…
Source: Live Mint When you apply for a loan or a credit card, banks check several factors to approve your request. One such factor is the CIBIL score. It is one of the key parameters to determine your eligibility for a loan or a credit card. This three-digit number reflects your creditworthiness. Banks check CIBIL…
Source: Live Mint Credit cards provide you with exciting discounts, rewards and cashbacks on daily transactions as well as on your favourite brands so that you can get the best deals and save money while not compromising on your lifestyle. Groceries are a major expense for your household. However, you can save money as well…
Source: Live Mint Axis Bank has rolled out several changes in its credit card rules, starting December 20, 2024. The changes are related to finance charges, cash payment fees, currency conversion markup, lounge access and others. Here, we list out the key changes the private lender is rolling out for its credit card users. Key…
Source: Live Mint Salaried employees do not face many challenges when applying for credit cards or loans when compared to self employed individuals. This is because of the fact that self employed individuals generally face difficulties while providing fixed income proofs. This increases the risk for lenders in providing you credit cards. However, many lenders…
Source: Live Mint A credit card can be used for several purposes, and the option of buy now and pay later makes it an attractive financial tool for covering expenses. Credit cards can also be used to make utility payments. Utility payments refer to essential costs that recur every month. They include expenses such as…
Source: Live Mint Various credit cards come with numerous features and benefits. Some of these include instant discounts, cashbacks, reward points, airport/railway lounge access, BOGO offers on movie tickets, various memberships, etc. A segment of credit card holders uses them for the cashbacks they provide. Looking at the popularity of this segment, banks have launched…
Source: Live Mint Credit cards are no longer a luxury but have become a necessity these days. The rewards offered by credit cards are a great way to have a luxurious lifestyle without spending much from the pocket. If you love dining out and visiting new restaurants, then a dining credit card can be a…
Source: Live Mint If you are a movie freak or love watching docuseries on OTT – it is recommended to explore a credit card which offers complimentary membership of OTT platforms such as SONY LIV, Disney+ Hotstar or Amazon Prime. Notably, one should have a good credit profile such as a high CIBIL score and a stable income…
