The FinTech Hub
Source: Live Mint It is essential for every credit card user to understand various fees to ensure cost-effective use. Credit card swipe charges, also known as interchange fees, are one such fee, which is charged every time a transaction is made through a credit card. The card network determines this fee. It covers several costs,…
Source: Live Mint If you are looking for a credit card and do not want to cough up a large sum towards the annual fee, you may consider applying for SBI Card Unnati. The annual fee for the card is ₹499, which is waived off for the first four years. Additionally, this card offers a range of reward…
Source: Live Mint A credit card represents your lifestyle in the fast-moving world of today, serving as something more than just a means of payment. The HSBC Visa Platinum Credit Card is for wealthy individuals who enjoy incentives, convenience, and special benefits. This card offers more than just financial independence; it enhances your lifestyle through…
Source: Live Mint Owning a credit card is no longer just an add on to your luxurious life but has become a necessity. Credit cards provide you with great offers and deals which you can avail to save on your daily expenses. If you have an SBI credit card and wish to block it due…
Source: Live Mint Do you feel happy when you only pay the minimum amount on your credit card bill because ultimately, you have more money left to spend on other things. Also, you don’t have to pay any late fees or penalties. But this happiness is temporary, as doing this consistently each month can put…
Source: Live Mint The IDFC First Private credit card is a premium credit card offered by IDFC Bank to high net worth individuals which aims to provide them with exclusive premium deals and offers to compliment their luxurious lifestyle. This credit card is offered to you only on invite, hence, if you are being offered…
Source: Live Mint If you have started using a credit card, you must be aware that there are quite a few options to claim cashbacks and rewards. It is, meanwhile, vital to note that one can maximise credit card cashbacks and rewards by being a little more proactive and smarter. For instance, if you leverage…
Source: Live Mint If you are a frequent traveller and often fly to exotic places in India and overseas, it must be common for you to use a travel credit card to claim reward points, lounge access, earn travel miles and a range of other benefits. Having more than one travel credit card is also…
Source: Live Mint In the last few months, several banks have made changes to their credit card rewards program. Some of these include spend-based access to domestic airport lounges, a levy of fees on utility bill payments, reduction or removal of reward points on some categories, etc. HDFC Bank has also made some changes to…
Source: Live Mint The emergence of Buy Now, Pay Later (BNPL) services has completely transformed our purchasing habits. BNPL has become a very attractive alternative to conventional credit cards by offering interest-free payments and instant gratification. While it allows for flexibility and ease for temporary transactions, misuse of this payment option can seriously jeopardise your…
