The FinTech Hub
Source: Live Mint Do you own a credit card that you do not use on a regular basis? Should you, in such a case, simply discontinue the card or wait for the right time? Let us understand how it may impact your profile. It is noteworthy to mention that the decision to close your card…
Source: Live Mint A good credit score of 750 and above is one of the eligibility criteria for getting a credit card or other credit instruments like loans. But what if you have started working recently and have never availed of a credit instrument? In such a case, your credit score will be -1, which…
Source: Live Mint Purchasing a car is a major financial commitment, and the idea of using a credit card for the payment may seem appealing, particularly if you’re aiming to earn rewards. While this method can offer benefits, it’s essential to weigh the pros and cons carefully. This blog will guide you through the important…
Source: Live Mint Credit cards are a great way to shop smartly while avoiding a burn in your pocket. Money transfer between a credit card to a bank account is a convenient way in case you are facing financial problems or you have urgent expenses or personal emergencies. Though generally intended for transactions and purchases,…
Source: Live Mint SBI Card provides credit cards offering great deals and exclusive offers for you to save on your daily expenses. Credit cards can be a great addition to your lifestyle considering if you use it wisely. In case you are looking for closing your SBI credit card, here is how you can do…
Source: Live Mint Credit cards add a great value to your lifestyle as it provides you exclusive offers and deals on your favourite brands which can help you save big while spending less. Credit cards can be a great help if planned wisely and can also prove to be a necessity as it can save…
Source: Live Mint Have you ever come across someone who is not eligible for a credit card because they have a poor or no credit history to build credit. Or the applicant has an income which is lower than the minimum eligibility criteria for the card? Well, this is not unusual. In such cases, banks tend…
Source: Live Mint Financial emergencies are something that can strike at any time. While we cannot prevent them, what we can do is stay prepared with an emergency fund and cushion their financial impact. In this article, we will understand what an emergency fund is, how much it should be, and whether you should rely…
Source: Live Mint Credit card and banking related frauds have been on the rise. Despite the efforts of regulators such as the RBI (Reserve Bank of India), fraudsters have found ingenious ways to cheat unsuspecting individuals. So, what is the liability of the customer in such cases? If you report it within three days, you…
Source: Live Mint Credit cards are a great way to save on your expenses and become a smart spender. In today’s times, credit cards are no longer just an add on to your luxury but have become a necessity. The flexibility and convenience of paying through credit cards makes it a popular choice amongst users….
