The FinTech Hub
Source: Live Mint If you need to pay a large expense on your HDFC Bank credit card, one of the best ways to manage the expense over a period of time is to convert the credit card purchases to Equated Monthly Installments (EMI). HDFC Bank offers SmartEMI facility to cardholders wherein eligible transactions can be…
Source: Live Mint Obtaining a credit card from a financial institution is an extremely easy process. This is because of the fact that credit cards, personal loans etc., are all credit instruments. They open up a line of credit and the borrower needs to repay consistently to avoid hefty interest charges later on. Keeping the…
Source: Live Mint It is not easy to get a credit card you would love to use and importantly – you truly deserve. Some may give limited features and an abysmally poor reward points ecosystem whereas others offer generous discounts on travel and fine dining. Few cards are good for the moviegoers while others are tempting for online…
Source: Live Mint If you are new to credit cards, it is worthwhile to mention that there are broadly two categories: basic vanilla cards which offer common features such as discounts and reward points and, and premium cards which offer some extraordinary features in exchange for a high annual fee. Almost all credit card providers…
Source: Live Mint Are you planning to apply for a credit card but worried about its prohibitively high annual fees? If that is the case – you should bear in mind that there are a slew of cards which do not levy any annual fee at all. Here, we list out five of these credit…
Source: Live Mint Have you ever been approached by a bank’s representative who tried to sell you a credit card which is free of charge and will always remain so? Oftentimes, it happens that you buy a product with an assumption that it has certain features but later you discover that there is more than what…
Source: Live Mint Do you have a plan to travel overseas sometime in the near future? If yes, it is recommended to opt for a credit card which charges a low or zero foreign currency mark-up fee. Why? This is because every time you buy something in US dollars or Canadian dollars (or any foreign currency)…
Source: Live Mint Personal loans have become more popular among people who want to finance several needs, such as: medical expenses, education or business growth and expansion etc. But funding business through a personal loan is a little complicated and has several issues to be considered before applying for it. Here are five significant things…
Source: Live Mint We have all been there, stuck in endless online chat queues or listening to never-ending loops of hold music just to get help with a credit card query. Whether it’s reporting a lost card, clarifying a charge, or seeking assistance with fraudulent activity, navigating customer service can feel like a labyrinth. To…
Source: Live Mint As an individual grows older and approaches retirement, financial security becomes a top concern. While pensions and savings remain the primary focus for many, a good credit score is equally significant. A credit score, generally ranging from 300 to 900, reflects an individual’s creditworthiness. A higher score indicates better creditworthiness. Furthermore, any…
