The FinTech Hub
Source: Live Mint Your credit score is an important indicator of your creditworthiness, ability to repay loans, and overall financial health. Your credit score can help you get loans like a home loan to buy your dream house, a car loan to buy the car you always eyed or a personal loan to enjoy a…
Source: Live Mint In a bid to discourage non-serious applicants, IDFC First Bank has started charging the joining fee upfront before dispatching its Mayura and Ashva credit cards. “Upfront payment of joining fee + GST required for dispatch of metal credit card. The fee is non-refundable,” IDFC First Bank said. While the joining fee is…
Source: Live Mint Imagine that you have planned a trip to Switzerland months ago, keeping in mind your finances, the weather of the destination, your work schedule, etc. You have booked everything for the trip, from flight tickets to hotel stays. Just before a week of the journey, you are diagnosed with dengue, and now…
Source: Live Mint A credit card can be an incredibly useful tool to build your personal brand by helping you develop a reputation of credibility, financial responsibility, and exclusivity so long as it aligns with your brand. By making credit card payments regularly, you can improve your credit score. Besides, you can make the most…
Source: Live Mint If you have started using credit card (s), you need to create a budget for your spending. By doing so, you can make sure that that your monthly expenditure remains under control. This is, in fact, a multi-step process. First and foremost, you need to assess how much is your monthly expenditure….
Source: Live Mint Credit cards have been increasingly reducing benefits and in certain cases have been withdrawing them totally in a bid to curb wrong usage. But what options does a customer, who takes a credit card solely for its benefits, have when they are withdrawn suddenly? RBI guidelines Card issuing banks have to give…
Source: Live Mint YES Bank, with effect from Dec 1, will limit the number of YES Rewardz points which are redeemable on flights and hotel bookings. Cardholders can use their points to cover up to 70 percent of the total invoice or up to a monthly cap, whichever is lower. The monthly caps are: MARQUEE…
Source: Live Mint Are you a foodie who enjoys dining out or ordering food at home? If yes, would you like to get 10% cashback on your food expenses? The Swiggy HDFC Bank Credit Card can help you save up to Rs. 42,000 annually. What are the features and benefits of this card, eligibility, fees,…
Source: Live Mint If you want to make the most of travel deals offered by credit cards, what you need – among other things — is ‘travel hacking’. For the unversed, travel hacking is an art of using credit card points, loyalty programs, and travel deals to earn free or discounted travel experiences. The goal…
Source: Live Mint India’s travel and tourism industry has been doing well in recent years. Regular family vacations have become a common financial goal for many individuals. These include leisure vacations, religious tourism, medical tourism, combining work travel with taking some time off with family, etc. Seeing the demand for travel and tourism, some banks…
