The FinTech Hub
Source: Live Mint Modern credit cards and debit cards are the core of financial life in a fast-paced world. Both are made for convenience and flexibility but are based on fundamentally different concepts. Understanding these key differences will help you make sound financial decisions that will benefit your lifestyle. What is a credit card? A…
Source: Live Mint In the recent past, most banks have either reduced the benefits of their credit card reward program or allowed some benefits on spending a specified amount. For example, for airport lounge access, some banks have either reduced the complimentary visits and/or made the access spend-based. The National Payments Corporation of India (NPCI)…
Source: Live Mint Travel credit cards come in handy if you are a frequent traveller, as they are specifically designed to provide additional rewards and insurance while travelling. One of the major aspects of travelling is luggage. There might be a case when your luggage gets displaced or stolen. This might be an unfortunate incident….
Source: Live Mint In today’s hectic world, credit cards are vital tools for managing finances and making purchases. They offer an easy, safe, and convenient way of making payments online and in stores. But if you are ignorant about credit cards, it is better to understand how it works. This article attempts to take you…
Source: Live Mint With the rapid progress of digitisation, credit cards have evolved significantly. Recent advancements in the credit card space include features like contactless payments, virtual cards, and mobile wallets. One such innovation is the introduction of chatbots for credit cards. Like other innovations, chatbots aim to simplify and make your payments easier. What…
Source: Live Mint Imagine enjoying a nice meal from your favourite restaurant at your home or dining out and paying a small sum as the bill. A dining credit card will help you get an additional discount on your food bill many times. However, users should be aware of high fees and the probability of…
Source: Live Mint Credit cards are part of present-day life because they provide convenience and flexibility to manage funds. They still carry some fees, which can greatly affect your budget if they are not paid on time. Annual fees and fees for transactions made abroad will soon add up, decreasing the value of your points…
Source: Live Mint If you are in urgent need of money and your credit card’s limit is close to running out, you may consider raising a personal loan instead. Not only does it enable you to fulfil your financial requirements, but it also helps you maintain a high credit score. Let us understand how this…
Source: Live Mint Using a credit card is considered convenient, but not a free service. Apart from annual fees, joining fees, etc., credit cards also include merchant fees, which are fees charged to businesses. Merchant fees are essential fees that might be complicated for some to understand. What are merchant fees? A merchant fee is…
Source: Live Mint If you hold two or three credit cards then you will invariably have multiple credit card cycles to keep track of. Additionally, there could be a number of other payment deadlines such as a mobile bill, an internet bill and so on. Phew! Too much to remember, isn’t it? Amid tracking all…
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