The FinTech Hub
Source: Live Mint In the fast life of today, managing personal money can often prove overwhelming. But though credit cards are so convenient and versatile, you will eventually want to close a one-card account, either because your financial needs have changed or the card just no longer makes sense for your lifestyle, or simply because…
Source: Live Mint If you tend to forget things easily, it must be common for you to skip the last date of paying a bill or an annual subscription. Sometimes it could be a gym membership or annual subscription of a club, on other occasions — it could be your mobile bill or a wi-fi…
Source: Live Mint Credit cards are a great way to earn rewards and cashbacks when used wisely. Your credit limit is the maximum amount you can spend on your card. Increasing your limit can provide more flexibility for larger purchases, improve your credit utilisation ratio, and boost your credit score. If you have an Axis…
Source: Live Mint A credit card limit is the maximum amount you can utilise on your credit card. Credit limit can impact your credit utilisation ratio which can then impact your credit score. If you have an HDFC Bank credit card and want to increase your credit limit, you can do it for absolutely free…
Source: Live Mint Credit cards have seamlessly integrated into our daily lives, offering more than just convenience—they’ve become essential tools for managing expenses. Whether it’s for travel, daily purchases, or exclusive rewards, credit cards help you save while enjoying a more luxurious lifestyle. However, if your card is misplaced or stolen, it’s crucial to block…
Source: Live Mint Out of all the financing options available in the market, a credit card stands out due to the multiple rewards and benefits offered to cardholders. People mostly opt for credit cards for two reasons: it’s buy now pay later facility and reward. What is a credit card reward? A reward is a…
Source: Live Mint The credit card landscape is evolving every day. Every now and then, credit card issuers are bringing new offers and benefits in their products, tempting you to apply for multiple credit cards. Beginners in the credit card space would often think that there is no harm in applying for several credit cards…
Source: Live Mint It is essential for every credit card user to understand various fees to ensure cost-effective use. Credit card swipe charges, also known as interchange fees, are one such fee, which is charged every time a transaction is made through a credit card. The card network determines this fee. It covers several costs,…
Source: Live Mint The Flipkart Axis Bank Credit Card is a collaboration between Axis Bank and Flipkart. This credit card is developed for customers who have special affection for online shopping. The card also offers welcome bonuses, cashback rewards, exclusive perks among other things. The objective behind releasing the Flipkart Axis Bank Credit Card is…
Source: Live Mint Credit cards have become an attractive financial tool for people to buy things and pay for them later. It also provides additional rewards and offers on certain transactions. If you are planning to get a credit card, an application is the first step in the process. Keeping track of credit card applications…
