The FinTech Hub
Source: Live Mint If you are set to buy a credit card, there are a slew of features that you should be aware of. There is no denying the fact that a credit card enables you to buy some time — usually 40-45 days — when you use it to buy items of necessity or…
Source: Live Mint If you are planning to get a credit card, then it is important to note that there are plenty of them to go for. Some credit cards offer travel reward points, while a few are good if you love to dine outside. Few are good for the moviegoers, while others are good if…
Source: Live Mint Most of us use our credit cards directly for online transactions or swipe them at the offline merchant’s Point of Sale (POS) machine. When we do that, we get the base reward points. But what if we told you that you can multiply your reward points (up to 10 times) if you…
Source: Live Mint If you are smitten by a travel bug and want to make the most of your travel spend then getting a travel credit card is certainly a rational thing to do. A travel credit card typically helps you earn reward points when you travel by air and/or train. Additionally, it also gives…
Source: Live Mint Financial emergencies—such as unexpected job loss, urgent travel needs, or critical household repairs—can quickly deplete your savings and investments, especially if you lack a contingency fund. When you find yourself in a situation where your emergency fund falls short, a personal loan may be a viable solution. With their easy availability and…
Source: Live Mint If you are planning to apply for a credit card, and are keenly looking for one with good cashback offers, then be aware that there are many such options – some of which we have compiled here. Here, we list the credit cards offered by top banks, e.g., HDFC Bank, SBI, Axis…
Source: Live Mint If you are planning to procure a credit card and are too overwhelmed with the countless number of calls and messages from the banks claiming that the card is free of charge — then you need to think again. The credit card could be free at the outset, but it is likely to…
Source: Live Mint What would you do if you have a huge credit card debt and are not too comfortable to repay it in the immediate future? Well, there are a few options such as debt consolidation, continuing to pay the minimum due each month, among others. There is, however, another more rational alternative i.e.,…
Source: Live Mint When you use a credit card then being aware of your billing cycle and payment deadline is quite vital. Let us suppose you have spent ₹25,000 in a month via a credit card and the 45-day interest free period ends on June 15, it is incumbent upon you to clear the bill on or…
Source: Live Mint If you are using a credit card then you are entitled to 40 to 50 days of interest-free period to pay your bills. But in case you don’t clear your credit card bill during these days, or you pay only the minimum due amount, you will be liable to pay interest on the…
