The FinTech Hub
Source: Live Mint In today’s fast-paced financial landscape, credit cards have evolved beyond just a means of payment. They now serve as a vital financial tool that offers various supplementary benefits, including diverse insurance coverage. Understanding the available insurance options can provide essential protection against unexpected events, enhancing the value of your credit card. The…
Source: Live Mint Credit card fees can pile up to a big amount if you are not too careful. So it is important to understand different types of fees and take steps to avoid them in order to save you money. Here we list out the common credit card fees and the steps one can take to…
Source: Live Mint Close on the heels of HDFC Bank upgrading the eligibility criteria for its premium credit cards and SBI increasing interest rates for its credit cards, ICICI Bank has reduced the benefits for customers across credit cards. There will be no reward points on government-related spending on ICICI credit cards. The bank has…
Source: Live Mint Credit cards offer a convenient way to make purchases without the immediate burden of cash, allowing you to delay payment until the next billing cycle. However, if not managed properly, they can quickly lead you into a debt trap. In this article, we’ll explore the risks associated with credit cards and how…
Source: Live Mint Is your poor credit score impacting your ability to get a credit card? You do not have to worry. Secured credit cards offer the way for individuals with poor credit scores. Credit cards are basically unsecured loans that offer you advances based purely on your track record in managing your finances. But…
Source: Business Standard Credit Card, Shopping(Photo: Shutterstock) 3 min read Last Updated : Oct 11 2024 | 11:00 AM IST In June 2024, India saw a significant increase in the number of credit, debit, and prepaid cards, reaching a total of 1.451 billion cards—an 11 per cent jump from the previous year, according to…
Source: Live Mint When it comes to accessing funds, personal loan and credit card are two popular options offered by banks and non-banking financial institutions. Both are unsecured forms of credit, meaning they don’t require collateral, and each comes with its own set of interest rates, repayment terms, and associated fees. However, how you manage…
Source: Live Mint Business credit card is a card which caters to the self-employed professionals and corporates, and used for the purpose of incurring business expenditure whereas a personal credit card, as the name suggests, is used for making personal expenditure only. This credit card is given to small and medium enterprises (SMEs), corporates and…
Source: Live Mint Credit card users in India can enhance their rewards during the festive season by taking advantage of special promotions banks offer in collaboration with leading e-commerce sites. Diwali sales and Big Billion Day promotions are great opportunities for savings and cashback offers. “Many of these limited-time offers provide discounts ranging from 10%…
Source: Live Mint Have you ever wondered what would you do if you lost a credit card, and consequently witnessed an unauthorised transaction before you could get it blocked? The immediate response of a credit card user would be to intimate the bank or financial institution as soon as the card is lost. However, what would happen…
