The FinTech Hub
Source: Live Mint Credit cards are a vital part of modern personal finance, providing convenience, rewards, and financial flexibility. However, when there are so many options, choosing the best card for your needs can be overwhelming. Here we describe the seven different types of credit cards, their distinguishing features, and what to consider when selecting…
Source: Live Mint A credit score has a dramatic impact on your ability to borrow, secure the best loan terms possible, and even get a job or rent an apartment. often than not, however, many myths surround credit ratings and make matters worse and confuse people who have made wrong financial decisions. Let us debunk…
Source: Live Mint American Express offers a number of credit cards which include rewards credit cards, travel credit cards and premium credit cards. Before opting for a card, you should check the card’s credit limit, fee and the credit card interest rates. Here we share details of the four major credit cards offered by American…
Source: Live Mint Floater credit cards or supplementary credit cards can be quite useful for meeting the financial requirements of a family. A floater credit card is an additional credit card that shares the credit limit with the primary card. These cards can be given to a family member, say a spouse. Virtual credit cards…
Source: Live Mint Credit cards have, today, become the necessary part of everyone’s financial life. A luxury which has now become a tool in everyday life, where one plans the budget, reaps incentives, and gets some credits in return. Yet, like any other product from the financial sector, credit cards have their pros as well…
Source: Live Mint A credit card typically carries a credit limit that keeps a cap on its usage. This means if a credit card’s limit is ₹10 lakh then the card user can spend upto ₹10 lakh. But what if on a particular occasion, you have a need to spend over ₹12 lakh. Well, out…
Source: Live Mint Your credit score is extremely crucial when it comes to determining your eligibility for borrowing funds. Lenders pay high attention to your credit score as it helps them understand your financial situation and also evaluate your creditworthiness. Your credit score gives a general overview of your credit history as well as your…
Source: Live Mint Credit cards provide you a variety of exclusive offers designed specifically according to your lifestyle and needs. From discounts on hotels and flight bookings to great deals on restaurants and premium brands, credit cards have everything in store for you. However, you must also understand that increased usage of credit cards can…
Source: Live Mint If you are planning to raise a personal loan then one of your key concerns could be to determine how easily and comfortably you can repay the same. Notably, borrowers can determine the loan repayment tenure on the basis of numerous factors. At the outset, it is worth mentioning that the personal loan…
Source: Live Mint You must have read media reports about how credit card customers received email/SMS messages about fraudulent transactions done on their credit cards from foreign locations. Did you know that international online transactions on credit cards don’t need a one-time password (OTP)? Hence, if someone gets your credit card details, they can do…
