The FinTech Hub
Source: Live Mint Many people want to become home owners, and owning a home might be as simple as taking a home loan. Obtaining a home loan however, is not just by making an application; in addition to this, several conditions have to be satisfied. One of the necessary requirements is that you ought to…
Source: Live Mint Credit cards have become a part of our lifestyle as they provide great deals and discounts on all your daily needs so that you can save on your expenses without any compromise. If you love shopping from your favourite brands, then a co branded shopping credit card can be great option for…
Source: Live Mint Credit cards have become more than just a luxury in these modern times. The features and benefits offered by credit cards have become a part of our lifestyle. With credit cards, you do not have to worry about spending immediate cash and just swipe the credit card and the payment will be…
Source: Live Mint HDFC Bank is offering its Millennia, Diners Club Privilege, Biz Grow, PIXEL Play and PIXEL Go credit cards as ‘lifetime free’ for a limited period—from December 17, 2024 to January 16, 2025. The bank is also providing ‘Regalia Gold’ free for the first year during the offer period. “Lifetime free offer valid…
Source: Live Mint Assessing your financial health is extremely important for your future borrowings. If you are planning to consider a personal loan or a credit card, then you must have come across the terms ‘credit score’ and ‘CIBIL score’. Before you apply for any credit, it is extremely important that you understand the difference…
Source: Live Mint When you apply for a loan or a credit card, banks check several factors to approve your request. One such factor is the CIBIL score. It is one of the key parameters to determine your eligibility for a loan or a credit card. This three-digit number reflects your creditworthiness. Banks check CIBIL…
Source: Live Mint Credit cards provide you with exciting discounts, rewards and cashbacks on daily transactions as well as on your favourite brands so that you can get the best deals and save money while not compromising on your lifestyle. Groceries are a major expense for your household. However, you can save money as well…
Source: Live Mint Axis Bank has rolled out several changes in its credit card rules, starting December 20, 2024. The changes are related to finance charges, cash payment fees, currency conversion markup, lounge access and others. Here, we list out the key changes the private lender is rolling out for its credit card users. Key…
Source: Live Mint Salaried employees do not face many challenges when applying for credit cards or loans when compared to self employed individuals. This is because of the fact that self employed individuals generally face difficulties while providing fixed income proofs. This increases the risk for lenders in providing you credit cards. However, many lenders…
Source: Live Mint A credit card can be used for several purposes, and the option of buy now and pay later makes it an attractive financial tool for covering expenses. Credit cards can also be used to make utility payments. Utility payments refer to essential costs that recur every month. They include expenses such as…
