The FinTech Hub
Source: Live Mint HDFC Bank offers a variety of credit cards which provide exclusive deals on travel, entertainment, dining, shopping and even your daily transactions. With cashbacks and rewards you can save on your expenses while not compromising your lifestyle. You can apply for an HDFC credit card in quick and simple steps. However, you…
Source: Live Mint All credit cards come with a pre-set credit limit. A cardholder can use the card up to the specified limit. If the usage exceeds the credit limit, some banks allow transactions up to a specified amount and charge an overlimit fee. On the other hand, some banks decline the transaction beyond the…
Source: Live Mint Keeping a credit card in contemporary times is more of a norm than an exception. For instance, if you have a card that has a credit limit of ₹5 lakh, you can use the same for buying merchandise and for making payments equivalent to this amount. Usually, card users do not use the…
Source: Live Mint A credit card is undoubtedly a powerful weapon in today’s time and age to make online payments. Not only does it offer a great degree of convenience and comfort but gives a number of rewards and cashbacks. Meanwhile, it is important to remember that UPI payments are growing faster than card payments. Payments via UPI…
Source: Live Mint Using a fraudulent credit card swiping scheme, a mobile shop manager conned his former colleague and three others of ₹75 lakhs, as per a media report. With an increase in the number of users of credit cards across the nation, such scams are also gaining traction. How was the scam planned and…
Source: Live Mint In the current financial environment, it is more important than ever to have a good credit score. It affects everything from your ability to rent an apartment to credit card offers and loan interest rates. Here we explain the basics of credit scores and provide helpful advice on how to build your…
Source: Live Mint Credit cards today are the essential tools for managing funds, making purchases, and building good credit. But your credit score is an essential component of determining your credit-worthiness when you apply to a credit card place. Credit ratings and how they influence your credit card experience are elaborately discussed here. Credit cards…
Source: Live Mint In November 2024, the Reserve Bank of India released the report on Trend and Progress of Banking in India. As per the report, a total of 18,461 banking operations frauds involving Rs. 21,367 crores were reported in FY 2023-24 till September end. Of these, the maximum number of frauds (13,133) were related…
Source: Live Mint Getting a credit card is only the first step in your journey to using it. You also need to get the card activated for carrying out online and contactless transactions and set the spend limits for it at the same time. Here, we share a step-by-step process for getting these activations done. Both these…
Source: Live Mint Credit cards, when used wisely, can transform everyday spending into tangible savings and rewards. Some of the best credit cards in India offer up to 15% rewards, alongside benefits like travel perks, cashback, and exclusive deals. However, they can be a double-edged sword—smart usage can unlock incredible value, while misuse may lead…
