The FinTech Hub
Source: Live Mint HDFC Bank has a highly rewarding credit card program where customers are rewarded with points on spends and the points can be redeemed for cash. Below is a step-by-step guide on how HDFC credit card points can be redeemed into cash, along with relevant information on the reward system. Online redemption process…
Source: Live Mint Credit inquiries are important to help you maintain your credit score to as high a number as possible. In India, there exist two distinct kinds of credit inquiries: Hard inquiries and Soft inquiries. Both are for different purposes and have varying implications on your credit score, personal loans interest rates and associated…
Source: Live Mint Your financial stability returns when you use appropriate methods to eliminate credit card debt that creates problems. Loan consolidation remains a smart financial approach which helps customers both accelerate their payments and decrease interest costs. The procedures needed for effective credit card debt consolidation are detailed in the guide. 1. Establish a…
Source: Live Mint Your credit score determines your ability to get loans or mortgages and obtain an apartment through rental agreements in various financial aspects. Your creditworthiness determination depends on lenders seeing how you handle money through your score. Equifax India operates as the credit bureau in India through its legal entity Equifax Credit Information…
Source: Live Mint It may seem challenging to pay enormous credit card bills, but SBI Card offers a simple solution with its ‘Flexipay’ facility. This allows card users to convert credit card transactions into easy monthly instalments (EMIs). Follow the below given simple steps on how to convert your SBI credit card payments into EMIs…
Source: Live Mint Efficient money management necessitates making correct loan selections. EMIs available through credit cards and personal loans allow users to pay over time conditions for urgent or intentional financial requirements. Long-term economic efficiency questions which payment option would be best in the end. The following analysis identifies whether personal loans and credit card…
Source: Live Mint Selecting a credit card requires evaluation of both performance features as well as fashionable attributes, extended durability and useful advantages. Plastic credit cards serve most customers today but metal credit cards are becoming more popular even though they used to exist only as rare luxuries. The explanation here focuses on the core…
Source: Live Mint In today’s complex economic atmosphere, the selection of a standard credit card can pose a tough challenge. Two varieties of cards stand out from numerous others; they are co-branded credit cards and regular credit cards. To make educated choices, an individual must now comprehend the advantages and disadvantages associated with each variety….
Source: Live Mint In India, some domestic and international hotel chains offer loyalty programs to their customers. The programs provide members (customers) who regularly stay at these hotels various benefits like discounts on room rates, complimentary breakfast, loyalty points, free nights, room upgrades, etc. One such loyalty program is the Club ITC, offered by ITC…
Source: Live Mint A recent credit card scam in UT has highlighted the increasing dangers of digital financial crimes. The cyber unit of UT police has filed a criminal complaint against an unknown offender who scammed ₹8.69 lakh from Rajesh Kumar, a resident of Sector 31. The fraud occurred on December 23rd, 2024, showing how…
