The FinTech Hub
Source: Live Mint It is common practice to administer a number of credit cards in the networked financial world of today. It can sometimes happen when there are unforeseen financial pressures, such as an upcoming credit card obligation and a lack of funds in your checking account. Here we will outline the process of using…
Source: Live Mint UPI enabled credit cards are rapidly evolving the financial inclusion landscape in India. This is getting possible by combining convenience of UPI services with the benefits of seamless credit availability. According to Kiwi’s 2024 credit card trends report, these cards account for an average of about 40 monthly transactions per user. Now…
Source: Live Mint One important figure that impacts your financial life is your Experian credit score. It affects your chances of getting loans, flat rentals, and even some jobs. Naturally, you might be asking how to raise your Experian score in a short amount of time. Even while your score isn’t at its peak right…
Source: Live Mint Credit cards and ATM cards are very similar in appearance since they are both plastic cards that can be used to make financial transactions. They are, however, worlds apart in terms of function, objective, and impact on financial security. Here we will help in better understanding their special qualities and how to…
Source: Live Mint In the fast life of today, managing personal money can often prove overwhelming. But though credit cards are so convenient and versatile, you will eventually want to close a one-card account, either because your financial needs have changed or the card just no longer makes sense for your lifestyle, or simply because…
Source: Live Mint If you tend to forget things easily, it must be common for you to skip the last date of paying a bill or an annual subscription. Sometimes it could be a gym membership or annual subscription of a club, on other occasions — it could be your mobile bill or a wi-fi…
Source: Live Mint Credit cards are a great way to earn rewards and cashbacks when used wisely. Your credit limit is the maximum amount you can spend on your card. Increasing your limit can provide more flexibility for larger purchases, improve your credit utilisation ratio, and boost your credit score. If you have an Axis…
Source: Live Mint A credit card limit is the maximum amount you can utilise on your credit card. Credit limit can impact your credit utilisation ratio which can then impact your credit score. If you have an HDFC Bank credit card and want to increase your credit limit, you can do it for absolutely free…
Source: Live Mint Credit cards have seamlessly integrated into our daily lives, offering more than just convenience—they’ve become essential tools for managing expenses. Whether it’s for travel, daily purchases, or exclusive rewards, credit cards help you save while enjoying a more luxurious lifestyle. However, if your card is misplaced or stolen, it’s crucial to block…
Source: Live Mint Out of all the financing options available in the market, a credit card stands out due to the multiple rewards and benefits offered to cardholders. People mostly opt for credit cards for two reasons: it’s buy now pay later facility and reward. What is a credit card reward? A reward is a…
