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Source: Live Mint Do you feel happy when you only pay the minimum amount on your credit card bill because ultimately, you have more money left to spend on other things. Also, you don’t have to pay any late fees or penalties. But this happiness is temporary, as doing this consistently each month can put…
Source: Live Mint The IDFC First Private credit card is a premium credit card offered by IDFC Bank to high net worth individuals which aims to provide them with exclusive premium deals and offers to compliment their luxurious lifestyle. This credit card is offered to you only on invite, hence, if you are being offered…
Source: Live Mint Regularly checking your credit score and credit report is always a good idea. It will help you stay updated with all the information related to your loans and credit cards. It will also help you identify any incorrect information or wrong entries in your credit report, which can affect your credit score…
Source: Live Mint If you have started using a credit card, you must be aware that there are quite a few options to claim cashbacks and rewards. It is, meanwhile, vital to note that one can maximise credit card cashbacks and rewards by being a little more proactive and smarter. For instance, if you leverage…
Source: Live Mint If you are a frequent traveller and often fly to exotic places in India and overseas, it must be common for you to use a travel credit card to claim reward points, lounge access, earn travel miles and a range of other benefits. Having more than one travel credit card is also…
Source: Live Mint In the last few months, several banks have made changes to their credit card rewards program. Some of these include spend-based access to domestic airport lounges, a levy of fees on utility bill payments, reduction or removal of reward points on some categories, etc. HDFC Bank has also made some changes to…
Source: Live Mint The emergence of Buy Now, Pay Later (BNPL) services has completely transformed our purchasing habits. BNPL has become a very attractive alternative to conventional credit cards by offering interest-free payments and instant gratification. While it allows for flexibility and ease for temporary transactions, misuse of this payment option can seriously jeopardise your…
Source: Live Mint Despite the ease and rewards of credit cards, sometimes you may want to cancel one. Here, we will answer frequently asked concerns as well as advice to help make the process of cancelling your Axis Bank credit card easy. What are credit cards? You can use a credit card provided by a…
Source: Live Mint In 1980, Central Bank of India launched the first credit card in India, while Andhra Bank rolled out a VISA-branded credit card a year later. So, credit cards have clearly been around us for a long time now. And why not? They enable users to buy merchandise on credit so that we…
Source: Live Mint Bhabishyatcredit card is an initiative by the government of West Bengal, which aims to fund micro and small enterprises (MSEs) towards the upgrading of their operational functions. This credit card has been launched with the collaboration of the Department of MSME & Textiles to help the entrepreneurs in getting easy credit access….
