The FinTech Hub
Source: Live Mint Proper money management is important, especially in dealing with credit card spending. HDFC Bank customers can deal with excessive spending without burdening monthly budgets by converting credit card payments into EMIs. This guide provides a comprehensive overview of the steps, benefits, and considerations involved in converting your HDFC credit card payments into…
Source: Live Mint Credit card users are usually not recommended to keep their card bills outstanding. And when they have a pending bill, they have two options: to pay in full or to only pay the minimum outstanding. When you pay the minimum due, you are meant to pay only 5 percent of the total bill…
Source: Live Mint Do you feel happy when you only pay the minimum amount on your credit card bill because ultimately, you have more money left to spend on other things. Also, you don’t have to pay any late fees or penalties. But this happiness is temporary, as doing this consistently each month can put…
Source: Live Mint Since the rise of digital payments, protecting credit card information in transactions is much more important than before. Security risks, that include phishing, bullying, hacking attacks and data losses, are real threats to financial security. Hence, it is extremely important to keep your credit card data secure at all times. Let us…
Source: Live Mint India’s travel and tourism sector has been booming for the last few years. An annual family vacation has become an important financial goal for many individuals. During a family vacation, travel tickets, hotel accommodation, and meals are some of the biggest expenses. Hotel loyalty programs can help you save money on two…
Source: Live Mint As a credit card user, there might be instances where you forget to pay your credit card bill on time. However, if you do so, there might be many consequences. Therefore, one of the biggest responsibilities of a cardholder is to pay bills on time. Check out the reasons why you should…
Source: Live Mint Credit cards often serve as a quick and convenient mode of payment for several financial transactions. However, the trouble starts when your credit card expires and debts are still pending. It is important to keep track of your credit card payment deadlines and expiry dates. Here’s what happens when your credit card…
Source: Live Mint Your credit score is extremely crucial when it comes to determining your eligibility for borrowing funds. Lenders pay high attention to your credit score as it helps them understand your financial situation and also evaluate your creditworthiness. Your credit score gives a general overview of your credit history as well as your…
Source: Live Mint You must have read media reports about how credit card customers received email/SMS messages about fraudulent transactions done on their credit cards from foreign locations. Did you know that international online transactions on credit cards don’t need a one-time password (OTP)? Hence, if someone gets your credit card details, they can do…
Source: Live Mint Credit cards are a simple way to buy something today on a loan, plus it takes just one swipe. But why do banks make it so easy for you to access credit? Your bank will set a limit on your credit card, hence, it’s not an unlimited loan and neither is it…
