The FinTech Hub
Source: Live Mint Credit cards are now an integral part of modern money management, as they offer not only security and convenience but also opportunities to save cash and get rewards. You may maximize the benefits of your credit cards with the right strategies. Here we will look at valuable tips, tactics, and considerations to…
Source: Live Mint Credit cards have become a part of our lifestyle as they provide great deals and discounts on all your daily needs so that you can save on your expenses without any compromise. If you love shopping from your favourite brands, then a co branded shopping credit card can be great option for…
Source: Live Mint Credit cards have become more than just a luxury in these modern times. The features and benefits offered by credit cards have become a part of our lifestyle. With credit cards, you do not have to worry about spending immediate cash and just swipe the credit card and the payment will be…
Source: Live Mint Various credit cards come with numerous features and benefits. Some of these include instant discounts, cashbacks, reward points, airport/railway lounge access, BOGO offers on movie tickets, various memberships, etc. A segment of credit card holders uses them for the cashbacks they provide. Looking at the popularity of this segment, banks have launched…
Source: Live Mint India’s travel and tourism sector has been booming for the last few years. An annual family vacation has become an important financial goal for many individuals. During a family vacation, travel tickets, hotel accommodation, and meals are some of the biggest expenses. Hotel loyalty programs can help you save money on two…
Source: Live Mint Credit limits in credit cards greatly impact your money decision making. This makes one credible to some amount or ability to buy at that set purchasing power through charge made at card usage. Understanding credit cards A credit card is a type of plastic card issued by a financial organisation that specifies…
Source: Live Mint You must have read media reports about how credit card customers received email/SMS messages about fraudulent transactions done on their credit cards from foreign locations. Did you know that international online transactions on credit cards don’t need a one-time password (OTP)? Hence, if someone gets your credit card details, they can do…
Source: Live Mint Using a credit card is considered convenient, but not a free service. Apart from annual fees, joining fees, etc., credit cards also include merchant fees, which are fees charged to businesses. Merchant fees are essential fees that might be complicated for some to understand. What are merchant fees? A merchant fee is…
Source: Live Mint From time to time, you may get a message or email from your bank mentioning that you are eligible for an increase in the credit limit on your credit card. Some people who need a higher limit may accept the offer. Some people may ignore the message, thinking they are already using…
