The FinTech Hub
Source: Live Mint Credit card offers and rewards seem very tempting for many card users. These offers attract many people to opt for credit cards as a mode of payment. However, using a credit card is not limited to offers and benefits, the fine print will exactly determine the impact of card usage. The fine…
Source: Live Mint Credit cards are part of present-day life because they provide convenience and flexibility to manage funds. They still carry some fees, which can greatly affect your budget if they are not paid on time. Annual fees and fees for transactions made abroad will soon add up, decreasing the value of your points…
Source: Live Mint In a bid to discourage non-serious applicants, IDFC First Bank has started charging the joining fee upfront before dispatching its Mayura and Ashva credit cards. “Upfront payment of joining fee + GST required for dispatch of metal credit card. The fee is non-refundable,” IDFC First Bank said. While the joining fee is…
Source: Live Mint A structured budget is essential for managing your finances effectively. It not only helps during emergencies but also secures your financial future. While credit cards can be a double-edged sword, when used wisely, they can significantly enhance your budgeting efforts. The key risk lies in impulsive spending, which can lead to debt…
Source: Live Mint Credit card fees can pile up to a big amount if you are not too careful. So it is important to understand different types of fees and take steps to avoid them in order to save you money. Here we list out the common credit card fees and the steps one can take to…
Source: Live Mint Using a credit card can be daunting for beginners, but understanding its functioning can help you use it efficiently and make timely bill payments. Let’s dive into how credit cards work, key terms, and the process behind transactions. What is a credit card? A credit card is a form of borrowing with…
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