The FinTech Hub
Source: Live Mint Do you have high-interest credit card debt from an earlier bank that’s being carried over? An ICICI Bank credit card balance transfer can enable you to reduce your interest costs and facilitate debt consolidation. But, what do you need to keep in mind, and how does this process really work? Let’s consider…
Source: Live Mint Converting credit card purchases into EMIs can provide an effective approach to handling a large purchase. Generally, there will be fees associated with this convenience, which may be different based on the credit institution. In order to make sound financial choices in your best interest you need to understand these fees. Factors…
Source: Live Mint Credit cards can be a smart way to enjoy reward points, cashbacks and exclusive deals on your favourite brands so that you can save on your budget while not compromising your lifestyle. However, credit cards can make you form a habit of impulsive spending which may land you with a hefty bill…
Source: Live Mint Saddled with huge credit card bills that you are finding difficult to pay? While converting your big-ticket purchases into EMIs (Equated Monthly Instalments) will help, you can manage these huge bills by transferring them entirely to another credit card that charges nil/low interest rate for a limited period of time. While State…
Source: Live Mint Obtaining a credit card from a financial institution is an extremely easy process. This is because of the fact that credit cards, personal loans etc., are all credit instruments. They open up a line of credit and the borrower needs to repay consistently to avoid hefty interest charges later on. Keeping the…
Source: Live Mint Did you go overboard with your spending this month and max out your credit card? You don’t have to stress if you are an RBL Bank credit card holder. The bank offers a ‘Split n Pay’ facility that lets you convert your transactions into easy Equated Monthly Installments (EMIs) under its ‘Split…
Source: Live Mint Converting your Kotak credit card transactions into EMIs can provide much-needed financial relief, especially when you are faced with large expenses. This facility allows customers to manage their repayments more conveniently, spreading the cost over a manageable period. Kotak Mahindra Bank’s EMI conversion options for credit card transactions Kotak Mahindra Bank has…
Source: Live Mint Efficient money management necessitates making correct loan selections. EMIs available through credit cards and personal loans allow users to pay over time conditions for urgent or intentional financial requirements. Long-term economic efficiency questions which payment option would be best in the end. The following analysis identifies whether personal loans and credit card…
Source: Live Mint Credit card distribution growth and spending in India continues to rise, reaching ₹1.84 lakh crore in January 2025, according to data provided by Asit C. Mehta Investment Intermediates. Hence, in this kind of an environment managing credit card expenses effectively is crucial to avoid financial strain later on. For the same proper…
Source: Live Mint Missing an Equated Monthly Instalment (EMI) payment by a day in India can result in serious fines along with a blow to your credit score. Lenders are tightening policies, and it is crucial that the borrower knows the effects of late payments and how to be exempted from them. Concept of late…
