The FinTech Hub
Source: Live Mint If you have a big credit card debt and believe that the bank will simply forego it since the debt is unsecured, then you are being delusional. A credit card company has all the right to take the defaulter to court. While most credit card users feel that the only implication of…
Source: Live Mint In today’s consumer-driven society, credit cards have become an essential financial tool. While they provide convenience and flexibility, they can also lead to significant debt if not used wisely. Failing to pay credit card bills on time can create serious financial problems. Let’s explore effective strategies for managing credit card debt and…
Source: Live Mint Credit cards offer a convenient way to make purchases without the immediate burden of cash, allowing you to delay payment until the next billing cycle. However, if not managed properly, they can quickly lead you into a debt trap. In this article, we’ll explore the risks associated with credit cards and how…
Source: Live Mint What would you do if you have a huge credit card debt and are not too comfortable to repay it in the immediate future? Well, there are a few options such as debt consolidation, continuing to pay the minimum due each month, among others. There is, however, another more rational alternative i.e.,…
Source: Live Mint As you sit at your desk, dreaming of your upcoming holiday in Singapore, you’re excitedly planning your itinerary and envisioning stunning sunrises and warm sunsets. However, when it comes time to sort out the finances, you realise that securing a personal loan from the bank may not be possible. This can be…
Source: Live Mint Have you started using your credit cards recently and already have a huge unpaid bill on your statement? It is vital to know that using a credit card is undoubtedly convenient, but keeping the bills unpaid is equally inconvenient — if not more — in the long run. And it is not uncommon…
