The FinTech Hub
Source: Live Mint In the last few months, many banks have announced changes to their credit card rewards program. Some banks have excluded some categories from earning reward points, while some have started charging a 1% processing fee on some categories. Some banks have gone one step ahead and announced the exclusion of reward points…
Source: Live Mint The credit utilisation ratio on your credit card is an important financial metric that lenders consider while approving a loan. If your credit utilisation ratio is above normal limits, the chances of you getting a loan comes down significantly. Here is a primer on credit utilisation ratio, how it works and how…
Source: Live Mint Do you feel happy when you only pay the minimum amount on your credit card bill because ultimately, you have more money left to spend on other things. Also, you don’t have to pay any late fees or penalties. But this happiness is temporary, as doing this consistently each month can put…
Source: Live Mint In the last few months, several banks have made changes to their credit card rewards program. Some of these include spend-based access to domestic airport lounges, a levy of fees on utility bill payments, reduction or removal of reward points on some categories, etc. HDFC Bank has also made some changes to…
Source: Live Mint RBL Shoprite credit card is specifically designed for those who love shopping and want to save on their expenses while not compromising on their lifestyle. RBL Shoprite credit card is offered by RBL Bank for its shopaholic customers providing exclusive discounts and offers on various brands and daily transactions. Key features of…
Source: Live Mint Credit cards provide you with exciting discounts, rewards and cashbacks on daily transactions as well as on your favourite brands so that you can get the best deals and save money while not compromising on your lifestyle. Groceries are a major expense for your household. However, you can save money as well…
Source: Live Mint Credit cards are a great way to make smart payments and earn rewards and great offers on your favourite brands every time you make transactions from your credit card. With credit cards you don’t have to worry about paying cash immediately as the lender makes the payment on your behalf and you…
Source: Live Mint Credit cards offer you great rewards and cashbacks through which you can maximise your savings and spend smartly. Credit cards make the payments on your behalf while you do not have to worry to spend cash until the due date of the billing cycle of the credit card. However, on one hand…
Source: Live Mint While credit cards have made rent payments unattractive by levying charges on such expenses, there are several third-party apps that still offer the service by offering bonus points, cashbacks and gift vouchers. Rent payments to landlords through digital modes such as third-party apps, mobile wallets and credit cards surged during the Covid…
Source: Live Mint In the last few months, some banks have made changes to their credit card reward program and introduced or increased fees for some services. In September 2024, HDFC Bank made changes to its credit card reward program. In November 2024, ICICI Bank made changes, and now Yes Bank has made changes effective…
