credit card debt

Balance transfer or loan refinancing? A guide to choosing the best debt management option | Mint

TheSpuzz Desk3 days ago03 mins

Source: Live Mint Balance transfers together with loan refinancing help people address the challenges associated with debt management. These debt reduction solutions have separate functions for your finances although they fulfil different goals depending on your financial needs. Knowledge about credit points stands essential for making wise financial decisions that respect your monetary targets. What…

How to consolidate credit card debt? 4 proven strategies for success | Mint

TheSpuzz Desk1 week ago04 mins

Source: Live Mint Your financial stability returns when you use appropriate methods to eliminate credit card debt that creates problems. Loan consolidation remains a smart financial approach which helps customers both accelerate their payments and decrease interest costs. The procedures needed for effective credit card debt consolidation are detailed in the guide. 1. Establish a…

Top 8 credit cards for international travellers in 2025: Unlock exclusive perks | Mint

TheSpuzz Desk3 weeks ago02 mins

Source: Live Mint International travel can be extremely heavy on the pocket if you are a frequent traveler. This is where a travel credit card can help you save on your budget while not letting you compromise on your luxurious lifestyle. Here is a list of the top 8 travel credit cards best suited for…

Overspending on credit cards? Here’s the psychology you need to understand | Mint

TheSpuzz Desk1 month ago06 mins

Source: Live Mint The increasing use of credit cards are a part and parcel of life now-a-days with the advantage of rewards, cashbacks etc., for everyday purchases. Credit cards, however, have a hidden psychological trick attached, which eventually, leads you to over-spend. You can manage your finances better if you understand the psychology of spending…

What is the rule of 72 you should be aware of to avoid credit card debt from rising? | Mint

TheSpuzz Desk1 month ago1 month ago04 mins

Source: Live Mint The rule of 72 tells you how long it takes to double the money at the current interest rate. This is quite a valuable and insightful metric which tells you the time period during which you can increase your investment by 100 percent. Importantly, this also tells you the tenure during which…

US credit card debt soars to .21 trillion—5 key lessons for Indian consumers | Mint

US credit card debt soars to $1.21 trillion—5 key lessons for Indian consumers | Mint

TheSpuzz Desk1 month ago04 mins

Source: Live Mint The most recent report from the Federal Reserve Bank of New York reveals that credit card debt in the United States has reached a record high of $1.21 trillion. Though the record high figure indicates the fiscal situation in the United States, it also holds valuable lessons for Indian cardholders, given that…

Personal Finance

What are finance charges on credit cards? Learn how to minimize them | Mint

TheSpuzz Desk1 month ago08 mins

Source: Live Mint With credit cards, you can avail exciting rewards and deals which can help you save on your expenses. You can enjoy cash backs and exclusive offers from travel to grocery shopping and much more that can elevate your experience. However, if you do not plan your credit card usage, you may end…

Credit card chargebacks: How do they work and when to claim it? Find out | Mint

TheSpuzz Desk2 months ago09 mins

Source: Live Mint Have you received products that are different from what you ordered or did not get it at all despite making the payment through your credit card? Have you been charged twice for the same product or been the victim of a fraudulent transaction? You can file a chargeback with the card issuing…

Multiple Credit Cards: Should you own them and how to manage effectively | Mint

TheSpuzz Desk2 months ago015 mins

Source: Live Mint In India, all banks together offer 100s of different credit cards. Each card has its own unique selling point (USP). For many people, one single credit card cannot cater to all their needs. Hence, they follow a multi-credit card strategy to maximise the benefits. In this article, we will understand why people…

Want a higher credit credit limit? Here’s how to request an increase with Axis Bank | Mint

TheSpuzz Desk2 months ago02 mins

Source: Live Mint Credit cards are a great way to earn rewards and cashbacks when used wisely. Your credit limit is the maximum amount you can spend on your card. Increasing your limit can provide more flexibility for larger purchases, improve your credit utilisation ratio, and boost your credit score. If you have an Axis…

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Balance transfer or loan refinancing? A guide to choosing the best debt management option | Mint

How to consolidate credit card debt? 4 proven strategies for success | Mint

Top 8 credit cards for international travellers in 2025: Unlock exclusive perks | Mint

Overspending on credit cards? Here’s the psychology you need to understand | Mint

What is the rule of 72 you should be aware of to avoid credit card debt from rising? | Mint

US credit card debt soars to $1.21 trillion—5 key lessons for Indian consumers | Mint

What are finance charges on credit cards? Learn how to minimize them | Mint

Credit card chargebacks: How do they work and when to claim it? Find out | Mint

Multiple Credit Cards: Should you own them and how to manage effectively | Mint

Want a higher credit credit limit? Here’s how to request an increase with Axis Bank | Mint