The FinTech Hub
Source: Live Mint The most recent report from the Federal Reserve Bank of New York reveals that credit card debt in the United States has reached a record high of $1.21 trillion. Though the record high figure indicates the fiscal situation in the United States, it also holds valuable lessons for Indian cardholders, given that…
Source: Live Mint With credit cards, you can avail exciting rewards and deals which can help you save on your expenses. You can enjoy cash backs and exclusive offers from travel to grocery shopping and much more that can elevate your experience. However, if you do not plan your credit card usage, you may end…
Source: Live Mint Have you received products that are different from what you ordered or did not get it at all despite making the payment through your credit card? Have you been charged twice for the same product or been the victim of a fraudulent transaction? You can file a chargeback with the card issuing…
Source: Live Mint In India, all banks together offer 100s of different credit cards. Each card has its own unique selling point (USP). For many people, one single credit card cannot cater to all their needs. Hence, they follow a multi-credit card strategy to maximise the benefits. In this article, we will understand why people…
Source: Live Mint Credit cards are a great way to earn rewards and cashbacks when used wisely. Your credit limit is the maximum amount you can spend on your card. Increasing your limit can provide more flexibility for larger purchases, improve your credit utilisation ratio, and boost your credit score. If you have an Axis…
Source: Live Mint A credit card limit is the maximum amount you can utilise on your credit card. Credit limit can impact your credit utilisation ratio which can then impact your credit score. If you have an HDFC Bank credit card and want to increase your credit limit, you can do it for absolutely free…
Source: Live Mint Have you run up a huge credit card bill? Finding it tough to make the bulk payment in a single stroke? Converting some of your big-ticket transactions on your credit cards into EMIs (Equated Monthly Instalments) to ease the pressure can well be the answer. But there are several things you must…
Source: Live Mint Credit cards are a great way to spend smartly if you plan your expenses properly. If you have an Axis Bank credit card, it is important to make on time payments to avoid penalties and keep your credit score healthy. Axis Bank offers many ways through which you can pay your credit…
Source: Live Mint HDFC Bank provides credit cards offering deals and reward points on travel, entertainment, shopping and many more so that you can enjoy luxury while not hurting your budget. Credit cards have become a popular choice for people as it provides the convenience of paying later. However, it is important to keep a…
Source: Live Mint Zerodha co-founder Nithin Kamath has highlighted the trend of rising credit card and personal loan borrowings in the country as well as the growing debt among borrowers. In a post on social media platform X, Kamath mentioned the benefits and drawbacks of borrowing. “After the pandemic, there’s been a big increase in…
