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Source: Live Mint Credit card reward points can be used for various redemption options. Some of these include paying for purchase transactions, availing of statement credit, purchase of gift vouchers, etc. While these are good redemption options, the value per point derived is usually around Rs. 0.25, which is not that great. However, did you…
Source: Live Mint Most banks give reward points to their credit cardholders for transactions in specified categories. It is one of the ways in which banks reward their cardholders for using the credit cards. Cardholders can use these reward points in various ways. Most cardholders use them to pay for purchase transactions, avail of statement…
Source: Live Mint Credit cards are no longer just a luxury but have indeed become a part of your lifestyle. With the benefits of credit cards, you no longer have to worry about spending immediate cash. The lender pays your bill on your behalf and you do not have to worry about it till the…
Source: Live Mint In the last few months, many banks have announced changes to their credit card rewards program. Some banks have excluded some categories from earning reward points, while some have started charging a 1% processing fee on some categories. Some banks have gone one step ahead and announced the exclusion of reward points…
Source: Live Mint Owning a credit card is no longer just an add on to your luxurious life but has become a necessity. Credit cards provide you with great offers and deals which you can avail to save on your daily expenses. If you have an SBI credit card and wish to block it due…
Source: Live Mint Do you feel happy when you only pay the minimum amount on your credit card bill because ultimately, you have more money left to spend on other things. Also, you don’t have to pay any late fees or penalties. But this happiness is temporary, as doing this consistently each month can put…
Source: Live Mint In the last few months, several banks have made changes to their credit card rewards program. Some of these include spend-based access to domestic airport lounges, a levy of fees on utility bill payments, reduction or removal of reward points on some categories, etc. HDFC Bank has also made some changes to…
Source: Live Mint Are you looking to build a credit history? But you need a credit history/score to get a credit product that can help you build a credit history. This can make it difficult for a lot of individuals to build or rebuild a credit history. Building a credit history or having a good…
Source: Live Mint HSBC VISA Platinum credit card is specifically designed to provide you with a variety of exclusive perks and benefits so that you can save on your expenses while not compromising on your lifestyle. This credit card provides exciting offers on dining, shopping, entertainment, travel and many more. Hence, if you are looking…
Source: Live Mint RBL Shoprite credit card is specifically designed for those who love shopping and want to save on their expenses while not compromising on their lifestyle. RBL Shoprite credit card is offered by RBL Bank for its shopaholic customers providing exclusive discounts and offers on various brands and daily transactions. Key features of…
