The FinTech Hub
Source: Live Mint With credit cards, you can avail exciting rewards and deals which can help you save on your expenses. You can enjoy cash backs and exclusive offers from travel to grocery shopping and much more that can elevate your experience. However, if you do not plan your credit card usage, you may end…
Source: Live Mint Credit cards can be a great option if you want to avail rewards and cashbacks every time you make you an expense. However, you do not plan your transactions wisely, credit cards can be your worst financial nightmare and make you fall for a debt trap. If you have an HDFC Bank…
Source: Live Mint Have you received products that are different from what you ordered or did not get it at all despite making the payment through your credit card? Have you been charged twice for the same product or been the victim of a fraudulent transaction? You can file a chargeback with the card issuing…
Source: Live Mint Your credit score plays an important role in determining your eligibility for loans as well as credit cards. A healthy credit score helps you attract low interest rates on your loan applications. However, if you currently have a low credit score, you can take mindful steps to improve it significantly. Credit scores…
Source: Live Mint Would you like to enjoy a buy one get one (BOGO) free offer on movie tickets every month? How about a 24% on Swiggy food delivery twice a month? The Axis Bank My Zone Credit Card, with an annual fee of Rs. 500, offers these benefits and much more. The best part…
Source: Live Mint When used judiciously, credit cards can offer several benefits like instant discounts/cashbacks, up to 50 days interest-free credit period, complimentary airport lounge access, reward points, etc. However, if the monthly bill is not paid by the due date, the cardholder has to pay finance charges and monthly interest of up to 3.75%…
Source: Live Mint Your credit cards consist of a three digit security number which is known as a CVV (Card Verification Value). Often overlooked, the CVV plays a significant role in ensuring the security of your transactions. This number prevents unauthorized payments and also saves you from scams. Let us understand what CVV is and…
Source: Live Mint Credit cards offer numerous benefits to users. However, not everyone can get them. For example, students, homemakers, senior citizens, etc., without any income source and credit score, will find it difficult to get credit cards. At the same time, they would not like to miss out on the credit card benefits. In…
Source: Live Mint Some people carry forward outstanding on multiple credit cards, which is time consuming to manage. They also pay a high interest rate of up to 3.75% per month on credit card outstanding. What if these people could consolidate the outstanding debt on multiple credit cards into a single credit card for ease…
Source: Live Mint Credit cards are a great way to earn rewards and cashbacks when used wisely. Your credit limit is the maximum amount you can spend on your card. Increasing your limit can provide more flexibility for larger purchases, improve your credit utilisation ratio, and boost your credit score. If you have an Axis…
