The FinTech Hub
Source: Live Mint To manage your financial health effectively, it is important to know your Equifax credit score. Equifax is one of the authorised credit bureaus in India and it provides its customers with their credit reports and scores. You can access Equifax credit score both online or offline. Understanding the Equifax credit score The…
Source: Live Mint Your financial well-being depends on having an accurate credit report. Errors can harm your credit score and impact your potential to secure loans or credit cards. What is a credit score dispute? A credit score dispute is a process through which you can raise disputes or inaccuracies in your credit report that…
Source: Live Mint After checking your credit score recently at a credit bureau’s portal, did you receive a barrage of phone calls from bank agents offering you a loan at concessional rates? If this happens to you, do not get surprised. This is quite an ordinary thing to happen. There could be several reasons for this….
Source: Live Mint Discovering unauthorized queries in your credit report is a gut punch. It can signal potential fraud and impact future access to credit. Time counts to protect your financial well-being. Here is how to tackle those suspicious entries: Notify the credit bureau immediately: Call your respective credit bureau directly. Report the unauthorized inquiries…
Source: Live Mint RBI recently directed the credit information companies (CICs) that they need to update their record every 15 days instead of one month. This will help the borrowers keep their data updated. The Reserve Bank of India made it compulsory for the banks to update credit bureau records every 15 days. This may change…
Source: Live Mint Assessing your financial health is extremely important for your future borrowings. If you are planning to consider a personal loan or a credit card, then you must have come across the terms ‘credit score’ and ‘CIBIL score’. Before you apply for any credit, it is extremely important that you understand the difference…
