![Top 6 banks that make credit card balance transfers easy and affordable | Mint Top 6 banks that make credit card balance transfers easy and affordable | Mint](https://i3.wp.com/www.livemint.com/lm-img/img/2025/02/07/1600x900/3-0-48390230-iStock-1172101452-0_1679811965696_1738922161620.jpg?w=600&resize=600,400&ssl=1)
Top 6 banks that make credit card balance transfers easy and affordable | Mint
Source: Live Mint When used judiciously, credit cards can offer several benefits like instant discounts/cashbacks, up to 50 days interest-free credit period, complimentary airport lounge access, reward points, etc. However, if the monthly bill is not paid by the due date, the cardholder has to pay finance charges and monthly interest of up to 3.75%…