ICICI Bank Q3 Results Highlights: Net profit jumps 15% YoY to ₹11,792 cr
Source: Live Mint
ICICI Bank Q3 Results Highlights: ICICI Bank announced its third-quarter results on Saturday, January 25. The private lender recorded a 12.5% hike in its net interest income (NII), beating multiple analyst estimates of 9.5%. The net profit for the October to December quarter was at ₹11,792.42 crore in the third quarter of the financial year 2024-25, 15% higher compared to ₹10,271.54 crore in the same quarter a year ago.
ICICI Bank Q3 results 2025 Live: Abhishek Pandya, Research Analyst, StoxBox expects some pressure on net-interest margins amid overall healthy performance.
ICICI Bank Q3 results 2025 Live: Abhishek Pandya, Research Analyst, StoxBox, expects some pressure on net interest margins due to interest rate cut anticipations on the horizon.
“From a margin perspective, margin compression has moderated, and the pace of this compression has slowed, as indicated by management in their Q2FY25 commentary,” he said.
“However, with rate cuts on the horizon, we might see some pressure on NIMs. Fee income growth remains healthy. While other players are experiencing stress in asset quality, ICICI Bank has managed to maintain its asset quality, with NPA ratios stabilized,” said Pandya.
“The bank has launched DigiEase, a digital platform that streamlines the business banking onboarding process. By integrating various digital services, this initiative will improve operational efficiency and customer experience and help stabilise the cost-to-income ratio. Overall, ICICI Bank delivered a healthy performance supported by strong loan growth, robust asset quality, and industry-leading return ratios,” said the research analyst.
ICICI Bank Q3 results 2025 Live: Digital Banking revenues jumped nearly 23% to ₹10,194 crore.
ICICI Bank Q3 results 2025 Live: Digital Banking revenues for ICICI Bank jumped nearly 23% to ₹10,194 crore in the third quarter, compared to ₹8,308.75 crore in the same quarter a year ago.
ICICI Bank Q3 results 2025 Live: ICICI Bank shares closed 0.58% higher on BSE at ₹1,209.45 after Friday’s market session.
ICICI Bank Q3 results 2025 Live: ICICI Bank shares closed 0.58% higher on BSE at ₹1,209.45 after Friday’s market session, compared to ₹1,202.45 at the previous market close.
ICICI Bank Q3 results 2025 Live: Treasury revenues jumped 15.5% YoY to ₹34,047 crore in the Oct-Dec quarter.
ICICI Bank Q3 results 2025 Live: Treasury revenues for ICICI Bank jumped 15.5% YoY to ₹34,047 crore in the Oct-Dec quarter, compared to ₹29,474 crore in the same quarter the previous year.
ICICI Bank Q3 results 2025 Live: Retail Banking revenues surged 16% to ₹39,438 crore.
ICICI Bank Q3 results 2025 Live: Retail Banking revenues for ICICI Bank surged 16% to ₹39,438 crore in the third-quarter, compared to ₹34,000 in the same quarter a year ago.
ICICI Bank Q3 results 2025 Live: Net NPA for the Oct-Dec quarter fell slid to 0.42%, from 0.44% a year ago.
ICICI Bank Q3 results 2025 Live: Net NPA for the Oct-Dec quarter fell slid to 0.42%, from 0.44% a year ago.
Non-performing assets (NPA) are loans which have stopped generating revenue for a bank or financial entity. This usually happens when the borrower has stopped paying the interest or the principal amount due to the Bank. After a 90-day period they term it as a NPA or a bad loan.
ICICI Bank Q3 results 2025 Live: Gross NPA falls to 1.96% YoY.
ICICI Bank Q3 results 2025 Live: Gross NPA for the private lender dropped to 1.96% in the October to December quarter, compared to 2.30% the same period a year ago.
ICICI Bank Q3 results 2025 Live: ICICI Bank increased its provisions nearly 17% YoY to ₹1,226.65 crore.
ICICI Bank Q3 results 2025 Live: ICICI Bank increased its provision for bad loans nearly 17% YoY to ₹1,226.65 crore in the third quarter, compared to ₹1,049.37 crore in the same quarter a year ago.
ICICI Bank Q3 results 2025 Live: Net-interest income up 12.5% YoY to ₹41,299.82 crore in Oct-Dec quarter.
ICICI Bank Q3 results 2025 Live: Net-interest income up 12.5% YoY to ₹41,299.82 crore in October to December quarter of the financial year 2024-25, compared to ₹36,694.58 crore in the same quarter a year ago.
ICICI Bank Q3 results 2025 Live Update: Net profit jumps 15% YoY to ₹11,792.42 crore.
ICICI Bank Q3 results 2025 Live Update: Net profit jumps 15% YoY to ₹11,792.42 crore in the third quarter of the financial year 2024-25, compared to ₹10,271.54 crore in the same quarter a year ago.
ICICI Bank Q3 results 2025 Live Update: ICICI Bank’s performance in previous quarter
ICICI Bank Q3 results 2025 Live Update: The lender reported a net profit of ₹11,745.9 crore for the September quarter, surpassing analysts’ expectations of ₹11,029.8 crore. This also marked a 14.5% increase compared to the ₹10,261 crore profit from the same period last year.
Its net interest income stood at ₹20,048 crore, reflecting a 9.5% growth from the previous year’s ₹18,307.9 crore.
ICICI Bank Q3 results 2025 Live Update: Motilal Oswal’s projection on private lender’s results
ICICI Bank Q3 results 2025 Live Update: Brokerage firm Motilal Oswal estimates the Gross Non-Performing Assets (GNPA) ratio to be approximately 2%, marginally higher than the 1.97% recorded in the July-September quarter (Q2FY25). Meanwhile, provisions are anticipated to increase sequentially.
ICICI Bank Q3 results 2025 Live Update: ICICI Bank stock performance
ICICI Bank Q3 results 2025 Live Update: ICICI Bank closed Friday’s trading session with a 0.99% gain, ending at ₹1,213.7 per share. Over the past week, the stock declined by 0.47%. While it has dropped 6.45% over the last month, it recorded a 1.32% increase in the past six months. On a yearly basis, the stock has risen by 20.17%.
ICICI Bank Q3 results 2025 Live Update: Private lender to announce Q3 earnings today
ICICI Bank Q3 results 2025 Live Update: Private lender bank is all set to announce financial results for the quarter ending on December 31, 2024 on Saturday, January 25.
