How to track your IndusInd credit card application status: A complete guide | Mint
Source: Live Mint
Credit cards are a great option to consider if you are someone who wants to maximise their savings and earn rewards on every transaction. If you have applied for an IndusInd credit card, you can easily track your application status in simple steps. Let us discuss in detail:
Steps to track IndusInd credit card application status
1. Online Tracking
- Go to the IndusInd Bank credit card application portal.
- Enter the required credentials:
- Applicant tracking number or Job ID.
- Registered mobile number or date of birth.
- After filling the form, click on the “Submit” button to check the application status.
The status could reflect one of the following:
In progress: Your application has been received and is going through processing at this time.
Approved: It has been approved and shall be delivered shortly.
Rejected: Unfortunately the application could not qualify under this category.
Dispatched: That credit card of yours has been processed and has been dispatched for delivery.
2. SMS alerts
Post application submission, IndusInd provides updates through SMS as well on the registered mobile number. In order to ensure that you get timely updates, make sure to keep the mobile number active at all times.
3. Customer support
You can also contact IndusInd Bank’s customer care. The bank’s official website has mentioned the customer care number of the bank. Make sure to have your application reference number with you in order to provide it immediately when asked by the customer care executive.
4. Email Support
also email IndusInd Bank’s customer support team, providing your application reference number and registered details. This option is particularly useful if you prefer written communication.
5. Visit the branch
If you wish to talk to a customer executive, you can even visit your nearest IndusInd Bank branch. Make sure to have all the necessary details and documents with you for a smooth experience.
Reasons for delays or rejection of application
Incomplete documentation: If you missed to submit any required documents in the form, your application might be rejected.
Eligibility criteria not met: Your application might be rejected or face delays in approval if you failed to meet the eligibility criteria for the credit card.
Pending dues: If you have any existing unpaid dues or defaults on loans or other credit cards, you might face delays or rejection of your application.
In conclusion, credit cards are not just a luxury but have become a necessity in recent times. However, if you do not plan your finances and spending, you may eventually form a habit of credit cards which can lead you to impulsive spending. As a result, you might end up with a bill you might not be able to afford. Hence, be mindful of your spending habits so that you can avoid any future debt traps.
(Note: Using a credit card carries its own set of risks)
